Santa Clara County property record for 2975 Bannister Ave, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 7,451 sqft · built 1987 |
| Lot Size | 9.71 acres (423,403 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $4,000,000 (Nov 2022) |
| Tax Bill | $50,409 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Aug 2018 Transfer + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | 830-17-084 |
| Primary APN | 830-17-084 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 14 Rooms |
| Stories | 3 Stories |
| Building Area | 7,451 sqft Living Area |
| 1st Floor Area | 4,100 sqft |
| 2nd Floor Area | 2,811 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Lot Area | 423,403 sqft |
| Garage Area | 942 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2975 BANNISTER AVE |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-9191 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HS |
| Legal Description | LOT 2 |
| Legal Subdivision | GOLDEN HILLS ESTATES |
| Legal Lot Number | 2 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 512402 |
Source: Santa Clara County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2975 BANNISTER AVE, GILROY, CA 95020-9191 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Nov 4, 2022 | Grant Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING |
| Aug 31, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Sep 7, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2022 · Amount on Record |
| Deed Sale | Nov 4, 2022 · Amount on Record |
| Prior Sale | Aug 29, 2005 · Amount on Record |
| Deed Document Number | 202225396582 |
| Prior Transfer Date | Dec 22, 1997 |
| Prior Transfer Doc | 0013986573 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Nov 4, 2022 |
| Property Address | 2975 BANNISTER AVE, GILROY, CA 95020-9191 |
| Document Number | 0025396582 |
| Map Reference | MB 631 PG 19 |
| Instrument Date | Sep 9, 2022 |
| Instrument | 25396582 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Title Company | ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 2975 BANNISTER AVE, GILROY, CA 95020-9191 |
| Document Number | 0025396583 |
|---|---|
| Date | Nov 4, 2022 |
| Instrument | 25396583 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Dec 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.8% |
| Index | Other |
| Max Rate | 10.8% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Aug 31, 2018 |
| Property Address | 2975 BANNISTER AVE, GILROY, CA 95020-9191 |
| Document Number | 0024015577 |
| Instrument Date | Aug 31, 2018 |
| Instrument | 24015577 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16775 MAGGIE CIR RENO NV 895112746, RENO, NV 89511-2746 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Sep 7, 2018 |
| Property Address | 2975 BANNISTER AVE, GILROY, CA 95020-9191 |
| Document Number | 0024019184 |
| Instrument Date | Aug 31, 2018 |
| Instrument | 24019184 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 16775 MAGGIE CIR RENO NV 895112746, RENO, NV 89511-2746 |
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,244,832 (+2%) Land $2,653,020 Building $1,591,812 | |
| 2025 | $50,409.00 (+1.63%) | $4,161,600 (+4.04%) Land $2,601,000 Building $1,560,600 |
| 2024 | $49,601.00 (+0.72%) | |
| 2023 | $49,246.00 (+122.15%) | $4,000,000 Land $2,500,000 Building $1,500,000 |
| 2022 | $22,168.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 32 (1986–2017) |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 52% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW AVENUE MUTUAL WATER COMPANY private · serves 305 people · EPA ID CA4300771 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
May also be available: AT&T, Frontier, South Valley Internet, T-Mobile, Verizon.
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