Oakland County property record for 2984 Cedar Rdg Dr, Troy, MI 48084
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $875,000 (Jul 2020) |
| Tax Bill | $15,322 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Apr 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-30-127-025 |
| Primary APN | 88-20-30-127-025 |
|---|
| Lot Area | 17,860 sqft (0.41 acres) |
|---|
| Street Address | 2984 CEDAR RIDGE DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48084-2660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T2N, R11E, SEC 30 PART OF NW 1/4 BEG AT PT DIST S 00-26-01 W 60 FT FROM N 1/4COR, TH S 00-26-01 W 120.07 FT, TH N 88-55-17 W |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 30 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 197701 |
2984 Cedar Rdg Dr is owned and occupied by two individuals who acquired it in October 2022.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2984 CEDAR RIDGE DR, TROY, MI 48084-2660 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STAUNTON FINANCIAL INC |
| Feb 15, 2023 | Intrafamily Transfer, Transfer |
| Jul 14, 2020 | Warranty Deed, Transfer CHIRCO TITLE AGENCY INC |
| May 20, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2020 · Amount on File |
| Deed Sale | Jul 14, 2020 · Amount on File |
| Deed Document Number | 2020136105 |
| Deed Book / Page | 54492 / 787 |
| Last Transfer Date | Oct 6, 2022 |
| Transfer Doc | 0000015398 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2984 CEDAR RIDGE DR, TROY, MI 48084-2660 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 2984 CEDAR RIDGE DR, TROY, MI 48084-2660 |
| Document Number | 0000118329 |
|---|---|
| Date | May 4, 2021 |
| Book Page | 56183/117 |
| Instrument | 118329 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2984 CEDAR RIDGE DR, TROY, MI 48084-2660 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000083852 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 54135/560 |
| Instrument | 83852 |
| Name | STAUNTON FINANCIAL INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SOUTHFIELD, MI 48075 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 15, 2023 |
| Property Address | 2984 CEDAR RIDGE DR, TROY, MI 48084-2660 |
| Document Number | 0000015398 |
| Book / Page | 58425 / 136 |
| Instrument Date | Oct 6, 2022 |
| Instrument | 15398 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2984 CEDAR RIDGE DR, TROY, MI 48084-2660 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2984 CEDAR RIDGE DR, TROY, MI 48084-2660 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 14, 2020 |
| Property Address | 2984 CEDAR RIDGE DR, TROY, MI 48084-2660 |
| Document Number | 0000136105 |
| Book / Page | 54492 / 787 |
| Instrument Date | Feb 7, 2020 |
| Instrument | 136105 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2022 |
| Title Company | CHIRCO TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $7,525.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 985 ELMSFORD DR, 985, TROY, MI 48083-2803 |
| Name | Verified Name |
|---|---|
| Address | 2984 CEDAR RIDGE DR, TROY, MI 48084-2660 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 20, 2020 |
| Property Address | 2984 CEDAR RIDGE DR, TROY, MI 48084-2660 |
| Document Number | 0000097485 |
| Book / Page | 054234 / 000393 |
| Instrument Date | Mar 12, 2019 |
| Instrument | 97485 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3301 MIRAGE DR TROY MI 480835184, TROY, MI 48083-5184 |
The 2025 property tax bill for 2984 Cedar Rdg Dr was $15,322 with a homeowner's exemption.
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,322.00 | ||
| 2023 | $881,220 | ||
| 2022 | $15,586.00 | $440,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2984 Cedar Rdg Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2984 Cedar Rdg Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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