Oakland County property record for 2920 Cedar Rdg Dr, Troy, MI 48084
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,713 sqft · built 1980 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,823 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-30-127-017 |
| Primary APN | 88-20-30-127-017 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,713 sqft Living Area |
| 1st Floor Area | 1,571 sqft |
| Basement Area | 1,075 sqft |
| Unfinished Basement | 1,571 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 166 ft deep x 77 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 47 sqft |
| Deck Area | 432 sqft |
| Patio Area | 432 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 2920 CEDAR RIDGE DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48084-2660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | T2N, R11E, SEC 30 CEDAR RIDGE PART OF LOTS 33 & 34 BEG AT PT DIST S 00-26-06 W4.99 FT FROM NE COR OF LOT 34, TH S 00-26-06 W |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 30 |
| Legal Subdivision | CEDAR RIDGE |
| Legal Lot Number | 33-34 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 197701 |
2920 Cedar Rdg Dr is owned and occupied by an individual who acquired it in December 2020.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2920 CEDAR RIDGE DR, TROY, MI 48084-2660 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2022 | Deed of Trust, Mortgage ROCKET MORTGAGE LLC |
| Dec 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jan 15, 2021 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 3, 2020 |
| Transfer Doc | 0000012737 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2920 CEDAR RIDGE DR, TROY, MI 48084-2660 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2920 CEDAR RIDGE DR, TROY, MI 48084-2660 |
| Document Number | 0000420960 |
|---|---|
| Date | Jul 27, 2022 |
| Book Page | 57987/610 |
| Instrument | 420960 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount on Record |
|---|---|
| Term | 181 Months |
| Due | Aug 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2920 CEDAR RIDGE DR, TROY, MI 48084-2660 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000212240 |
|---|---|
| Date | Dec 19, 2019 |
| Book Page | 53628/00778 |
| Instrument | 212240 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 15, 2021 |
| Property Address | 2920 CEDAR RIDGE DR, TROY, MI 48084-2660 |
| Document Number | 0000012737 |
| Book / Page | 055514 / 000850 |
| Instrument Date | Dec 3, 2020 |
| Instrument | 12737 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2920 CEDAR RIDGE DR TROY MI 480842660, TROY, MI 48084-2660 |
The 2025 property tax bill for 2920 Cedar Rdg Dr was $5,823 with a homeowner's exemption.
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,823.00 | ||
| 2023 | $433,580 | ||
| 2022 | $5,911.00 | $216,790 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2920 Cedar Rdg Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2920 Cedar Rdg Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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