2983 Bowen St, Elgin, SC 29045 Property Records

Kershaw County property record for 2983 Bowen St, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	4,223 sqft · built 2016
Lot Size	0.369 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$251,000 (Aug 2019)
Tax Bill	$1,606 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Oct 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`333-00-00-157`

Property Details

APN / Parcel Number

Primary APN	`333-00-00-157`
Alternative APN	`47418`

Interior

Stories	2 Stories
Building Area	4,223 sqft Gross Area
Gross Area	3,611 sqft

Exterior

Year Built	Built 2016
Exterior Material	Vinyl
Lot Area	16,117 sqft (0.369 acres)

Location & Zoning

Account Number	47418
Street Address	2983 BOWEN ST
City	ELGIN
State	SC
Zip	29045-9705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	SANDY CREEK SUBDIV PHASE 2 LOT 2
Legal Subdivision	SANDY CREEK SUBD
Legal Phase	2
Legal Lot Number	2
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2003
Census Tract	970909

Owner

Source: Kershaw County records · APN 333-00-00-157

Assessment roll updated September 13, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2983 BOWEN ST, ELGIN, SC 29045-9705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS
Oct 30, 2020	Loan Modification, Mortgage · Conventional Mortgage MORTGAGE SOLUTIONS FIN'L
Sep 05, 2019	Warranty Deed, Transfer · VA Mortgage MORTGAGE SOLUTIONS/CO
Mar 27, 2018	Quit Claim Deed, Mortgage · VA Mortgage VILLAGE CAP & INVS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 30, 2019 · Amount on Record
Deed Sale	Aug 30, 2019 · Amount on Record
Deed Document Number	0000408743
Deed Book / Page	4087 / 43
Last Transfer Date	Sep 05, 2019
Transfer Doc	0000007129
Record Updated	Jun 08, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	2983 BOWEN ST, ELGIN, SC 29045-9705
Transaction Type	Mortgage
Record Updated	Sep 07, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2983 BOWEN ST, ELGIN, SC 29045-9705

Mortgage

Document Number	202300002908
Date	Apr 10, 2023
Book Page	4924/247
Instrument	202300002908

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Nov 01, 2050

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KERSHAW SC
Property Address	2983 BOWEN ST, ELGIN, SC 29045-9705
Document Number	0000012334
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012334
Date	Dec 23, 2020
Book Page	004374/000036
Instrument	12334

Lender

Name	MORTGAGE SOLUTIONS FIN'L
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Sep 05, 2019
Property Address	2983 BOWEN ST, ELGIN, SC 29045-9705
Document Number	0000007129
Book / Page	004087 / 000043
Instrument Date	Aug 30, 2019
Instrument	7129
Transaction Type	Transfer
Record Updated	Sep 20, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$928.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2983 BOWEN ST ELGIN SC 290459705, ELGIN, SC 29045-9705

Mortgage

Document Number	7130
Date	Sep 05, 2019
Book Page	004087/000045
Instrument	7130

Lender

Name	MORTGAGE SOLUTIONS/CO
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 04, 2049

March 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	KERSHAW SC
Recording Date	Mar 27, 2018
Property Address	2983 BOWEN ST, ELGIN, SC 29045-9705
Document Number	0000002371
Book / Page	003836 / 000295
Instrument Date	Mar 16, 2018
Instrument	2371
Transaction Type	Mortgage
Record Updated	Apr 10, 2018
Title Company	MILESTONE SETTLEMENT LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2983 BOWEN ST ELGIN SC 290459705, ELGIN, SC 29045-9705

Mortgage

Document Number	2372
Date	Mar 27, 2018
Book Page	003836/000299
Instrument	2372

Lender

Name	VILLAGE CAP & INVS
Type	Funding / Finance Company
Address	HENDERSON, SC 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Kershaw County records · Assessment roll updated September 13, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,606.00 (-0.62%)	$263,100 (-) Land $28,000 Building $235,100	$263,100 (-)
2023	$1,616.00	$263,100 Land $28,000 Building $235,100	$263,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: TruVista Communications.

Based on FCC filings for 55 locations within half a mile of this property.

Nearby Properties on Bowen St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures