2982 Orchardtree Ct, Cincinnati, OH 45239 Property Records

Hamilton County property record for 2982 Orchardtree Ct, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,464 sqft · built 1986
Lot Size	0.314 acres (13,678 sqft)
Owner	Individual Name on File
Last Sale	$108,000 (Jul 1998)
Tax Bill	$3,595 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-0021-0302-00`

Property Details

APN / Parcel Number

Primary APN	`550-0021-0302-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,464 sqft Living Area
1st Floor Area	450 sqft
2nd Floor Area	1,014 sqft

Exterior

Year Built	Built 1986
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	13,678 sqft (0.314 acres)
Lot Dimensions	159 ft deep x 32 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2982 ORCHARDTREE CT
City	CINCINNATI
State	OH
Zip	45239-7741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORCHARDTREE CT 32.39 X 159.21 FT IRR LOT53 ORCHARD GATE SUB BL B
Legal Subdivision	ORCHARD GATE SUB
Legal Block	B
Legal Lot Number	53
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	3
Census Block	3002
Census Tract	20811

Owner

Source: Hamilton County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2982 ORCHARDTREE CT, CINCINNATI, OH 45239-7741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2017	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK NA
Sep 22, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 8, 1998 · Amount on Record
Deed Sale	Jul 8, 1998 · Amount on Record
Prior Sale	Jul 8, 1998 · Amount on Record
Deed Document Number	0076950590
Deed Book / Page	55000
Last Transfer Date	Sep 22, 2017
Transfer Doc	0000006714
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2982 ORCHARDTREE CT, CINCINNATI, OH 45239-7741
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007139
Date	Nov 22, 2017
Instrument	17-0107139

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 8, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Sep 22, 2017
Property Address	2982 ORCHARDTREE CT, CINCINNATI, OH 45239-7741
Document Number	0000006714
Map Reference	MB 257 PG 7
Instrument Date	Sep 11, 2017
Instrument	17-0086714
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	PROMINENT TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333

Mortgage

Document Number	0000006715
Date	Sep 22, 2017
Instrument	17-0086715

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2032

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,595.00 (+2.28%)	$66,234 (-) Land $11,585 Building $54,649
2024	$3,515.00 (-0.48%)	$66,234 (-) Land $11,585 Building $54,649
2023	$3,532.00 (+26.41%)	$66,234 (+54.91%) Land $11,585 Building $54,649	$189,240 (+54.91%) Land $33,100 Building $156,140
2022	$2,794.00 Homeowner's exemption	$42,756 Land $10,388 Building $32,368
2020			$122,160 Land $29,680 Building $92,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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