2957 Orchardtree Ct, Cincinnati, OH 45239 Property Records

Hamilton County property record for 2957 Orchardtree Ct, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,348 sqft · built 1986
Lot Size	0.148 acres (6,490 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Apr 2018)
Tax Bill	$3,989 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-0021-0306-00`

Property Details

APN / Parcel Number

Primary APN	`550-0021-0306-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,348 sqft Living Area
1st Floor Area	776 sqft
2nd Floor Area	572 sqft
Basement Area	468 sqft

Exterior

Year Built	Built 1986
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	6,490 sqft (0.148 acres)
Lot Dimensions	136 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2957 ORCHARDTREE CT
City	CINCINNATI
State	OH
Zip	45239-7741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORCHARDTREE CT 50 X 136.04 FT IRR LOT 57ORCHARD GATE SUB BL B PT 3
Legal Subdivision	ORCHARD GATE SUB
Legal Block	B
Legal Lot Number	57
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	3
Census Block	3002
Census Tract	20811

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2957 ORCHARDTREE CT, CINCINNATI, OH 45239-7741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage WATERMAN STATE BANK
Apr 23, 2018	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2018 · Amount on Record
Deed Sale	Apr 23, 2018 · Amount on Record
Prior Sale	Nov 18, 2002 · Amount on Record
Deed Document Number	0000003397
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2957 ORCHARDTREE CT, CINCINNATI, OH 45239-7741
Transaction Type	Mortgage
Record Updated	May 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049110
Date	Apr 20, 2021
Book Page	14400/433
Instrument	2021-0049110

Lender

Name	WATERMAN STATE BANK
Type	Bank
Address	WATERMAN, IL 60556

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 23, 2018
Property Address	2957 ORCHARDTREE CT, CINCINNATI, OH 45239-7741
Document Number	0000003397
Map Reference	MB 257 PG 7
Instrument Date	Apr 13, 2018
Instrument	18-0033397
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	AGILITY CLOSING & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2957 ORCHARDTREE CT, CINCINNATI, OH 45239-7741

Mortgage

Document Number	0000003398
Date	Apr 23, 2018
Instrument	18-0033398

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,989.00 (+2.28%)	$73,514 (-) Land $11,585 Building $61,929
2024	$3,900.00 (-0.48%)	$73,514 (-) Land $11,585 Building $61,929
2023	$3,919.00 (+7.22%)	$73,514 (+31.28%) Land $11,585 Building $61,929	$210,040 (+31.28%) Land $33,100 Building $176,940
2022	$3,655.00 Homeowner's exemption	$56,000 Land $10,388 Building $45,612
2020			$160,000 Land $29,680 Building $130,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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