Allen County property record for 2982 Kemp Rd N, Lima, OH 45807
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,248 sqft · built 1988 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Sep 2022) |
| Tax Bill | $2,304 (2025) |
| Deeds & Mortgages | Sep 2022 Sale Oct 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-1800-02-012.008 |
| Primary APN | 36-1800-02-012.008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| Gross Area | 1,824 sqft |
| 1st Floor Area | 1,248 sqft |
| Family Room | Family Room |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 224 sqft |
| Patio Area | 288 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 2982 KEMP RD N |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45807-9461 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW1/4 & PT SW1/4 RTS 06-03-18 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | AMERICAN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 10802 |
2982 Kemp Rd N is owned and occupied by an individual who bought it in September 2022.
Source: Allen County records, as of June 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2982 KEMP RD N, LIMA, OH 45807-9461 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2022 | Warranty Deed, Transfer |
| Oct 1, 2021 | Warranty Deed, Transfer FIRST FED SAVINGS & LOAN ASSN OF LORAIN |
| Sep 22, 2020 | Warranty Deed, Transfer · Conventional with PMI SUPERIOR CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2022 · Amount on File |
| Deed Sale | Sep 21, 2022 · Amount on File |
| Prior Sale | Oct 1, 2021 · Amount on File |
| Deed Document Number | 202211114 |
| Prior Transfer Date | Aug 16, 2002 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Sep 21, 2022 |
| Property Address | 2982 KEMP RD N, LIMA, OH 45807-9461 |
| Document Number | 9210011114 |
| Book / Page | 2022 / 11114 |
| Instrument Date | Sep 21, 2022 |
| Instrument | 202209210011114 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2982 KEMP RD N, LIMA, OH 45807-9461 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Oct 1, 2021 |
| Property Address | 2982 KEMP RD N, LIMA, OH 45807-9461 |
| Document Number | 10010013938 |
| Book / Page | 2021 / 13938 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 202110010013938 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2982 KEMP RD N, LIMA, OH 45807-9461 |
| Document Number | 10010013939 |
|---|---|
| Date | Oct 1, 2021 |
| Book Page | 2021/13939 |
| Instrument | 202110010013939 |
| Name | FIRST FED SAVINGS & LOAN ASSN OF LORAIN |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Sep 22, 2020 |
| Property Address | 2982 KEMP RD N, LIMA, OH 45807-9461 |
| Document Number | 0000011510 |
| Instrument Date | Sep 22, 2020 |
| Instrument | 11510 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2982 KEMP RD N LIMA OH 458079461, LIMA, OH 45807-9461 |
| Document Number | 11511 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 11511 |
| Name | SUPERIOR CU |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 21, 2050 |
The 2025 property tax bill for 2982 Kemp Rd N was $2,304 with a homeowner's exemption, down 2.1% from the year before.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | American Township |
| Unified School District | Elida Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,304.00 (-2.08%) | $63,950 (-) Land $13,090 Building $50,860 | $182,700 (-) Land $37,400 Building $145,300 |
| 2024 | $2,353.00 (+29.78%) Homeowner's exemption | $63,950 (+37.97%) Land $13,090 Building $50,860 | $182,700 Land $37,400 Building $145,300 |
| 2023 | $1,813.00 (-21.31%) Homeowner's exemption | $46,350 (-) Land $9,490 Building $36,860 | |
| 2022 | $2,304.00 Homeowner's exemption | $46,350 Land $9,490 Building $36,860 | |
| 2021 | $132,400 Land $27,100 Building $105,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2982 Kemp Rd N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2982 Kemp Rd N is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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