2475 Kemp Rd N, Lima, OH 45807 Property Records

Allen County property record for 2475 Kemp Rd N, Lima, OH 45807

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,914 sqft · built 2007
Lot Size	1.98 acres (86,249 sqft)
Owner	2 Individual Names on File
Last Sale	$9,500 (Jul 1979)
Tax Bill	$4,706 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-2400-01-001.001`

Property Details

APN / Parcel Number

Primary APN	`35-2400-01-001.001`
Alternative APN	`F2235240001001001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,914 sqft Living Area
Gross Area	4,034 sqft
1st Floor Area	2,914 sqft
Basement Area	400 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	86,249 sqft (1.98 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	168 sqft
Canopy	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	2475 KEMP RD N
City	LIMA
State	OH
Zip	45807-9499
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE1/4 JOINT TEN RTS 05-03-24
Jurisdiction	ALLEN OH
Township / Civil Division	AMANDA
Census Block Group	2
Census Block	2000
Census Tract	10600

Owner

2475 Kemp Rd N is owned and occupied by two individuals who acquired it in July 2018.

Source: Allen County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2475 KEMP RD N, LIMA, OH 45807-9499
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE UNION BK CO
Jul 23, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 1979 · Amount on File
Deed Sale	Jul 1, 1979 · Amount on File
Last Transfer Date	Jul 20, 2018
Transfer Doc	7230008429
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	2475 KEMP RD N, LIMA, OH 45807-9499
Transaction Type	Mortgage
Record Updated	Sep 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9210013248
Date	Sep 21, 2021
Book Page	2021/13248
Instrument	202109210013248

Lender

Name	THE UNION BANK CO
Type	Bank
Address	LIMA, OH 45805

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Sep 30, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	2475 KEMP RD N, LIMA, OH 45807-9499
Document Number	0000005563
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2475 KEMP RD N ELIDA OH 458079499, ELIDA, OH 45807-9499

Mortgage

Document Number	0000005563
Date	May 28, 2020
Instrument	5563

Lender

Name	THE UNION BK CO
Type	Bank
Address	COLUMBUS GROVE, OH 45830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 27, 2050

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEN OH
Recording Date	Jul 23, 2018
Property Address	2475 KEMP RD N, LIMA, OH 45807-9499
Document Number	0000008429
Instrument Date	Jul 20, 2018
Instrument	8429
Transaction Type	Transfer
Record Updated	Jul 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2475 KEMP RD N LIMA OH 458079499, LIMA, OH 45807-9499

Tax Assessment & Valuation

The 2025 property tax bill for 2475 Kemp Rd N was $4,706, down 0.3% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Amanda Township
Unified School District	Elida Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,706.00 (-0.3%)	$121,810 (-) Land $13,620 Building $108,190	$348,000 (-) Land $38,900 Building $309,100
2024	$4,720.00 (+40.02%) Homeowner's exemption	$121,810 (+53.57%) Land $13,620 Building $108,190	$348,000 Land $38,900 Building $309,100
2023	$3,371.00 (-2.29%) Homeowner's exemption	$79,320 (-) Land $10,470 Building $68,850
2022	$3,450.00 Homeowner's exemption	$79,320 Land $10,470 Building $68,850
2021			$226,600 Land $29,900 Building $196,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2475 Kemp Rd N in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1981–2017)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Jul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2475 Kemp Rd N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
NKTELCO - Goldstar Fixed Wireless	50 / 5

May also be available: AT&T, MetaLINK Technologies, Spectrum, Speedwavz.

Nearby Properties on Kemp Rd N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures