Lake County property record for 2982 Inca Ave, Clermont, FL 34715
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,952 sqft · built 2009 |
| Lot Size | 0.397 acres (17,327 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Mar 2019) |
| Tax Bill | $3,750 (2024) |
| Deeds & Mortgages | Jan 2021 Mortgage May 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-22-26-2200-000-19400 |
| Primary APN | 15-22-26-2200-000-19400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,952 sqft Living Area |
| 1st Floor Area | 1,952 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 17,327 sqft (0.397 acres) |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3841507 |
|---|---|
| Street Address | 2982 INCA AVE |
| City | CLERMONT |
| State | FL |
| Zip | 34715-8000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VERDE RIDGE UNIT 1 PB 56 PG 35-41 LOT 194 ORB 5246 PG 1042 |
| Legal Range | 26E |
| Legal Township | 22S |
| Legal Section | 15 |
| Legal Subdivision | VERDE RIDGE UNIT 1 |
| Legal Tract | A-C,E-F |
| Legal Lot Number | 194 |
| Legal Unit | 1 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 31321 |
2982 Inca Ave is owned and occupied by an individual who bought it in March 2019.
Source: Lake County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2982 INCA AVE, CLERMONT, FL 34715-8000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 21, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 23, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 8, 2019 | Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2019 · Amount on File |
| Deed Sale | Mar 8, 2019 · Amount on File |
| Prior Sale | Sep 28, 2009 · Amount on File |
| Deed Document Number | 2019026255 |
| Deed Book / Page | 5246 / 1042 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 2982 INCA AVE, CLERMONT, FL 34715-8000 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2982 INCA AVE, CLERMONT, FL 34715-8000 |
| Document Number | 0056241408 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 5624/1408 |
| Instrument | 2021008609 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 338 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 2982 INCA AVE, CLERMONT, FL 34715-8000 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2982 INCA AVE, CLERMONT, FL 34715-8000 |
| Document Number | 0059611298 |
|---|---|
| Date | May 23, 2022 |
| Book Page | 5961/1298 |
| Instrument | 2022071493 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Mar 8, 2019 |
| Property Address | 2982 INCA AVE, CLERMONT, FL 34715-8000 |
| Document Number | 0052461042 |
| Book / Page | 5246 / 1042 |
| Map Reference | MB 56 PG 35-41 |
| Instrument Date | Feb 20, 2019 |
| Instrument | 2019026255 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | EQUITABLE TITLE OF LAKE COUN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2982 INCA AVE, CLERMONT, FL 34715-8000 |
| Document Number | 2019026256 |
|---|---|
| Date | Mar 8, 2019 |
| Instrument | 2019026256 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 2982 INCA AVE, CLERMONT, FL 34715-8000 |
| Document Number | 0049901812 |
| Book / Page | 004990 / 001812 |
| Instrument Date | Aug 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2982 INCA AVE CLERMONT FL 347158000, CLERMONT, FL 34715-8000 |
| Document Number | 0049901812 |
|---|---|
| Date | Aug 22, 2017 |
| Book Page | 004990/001812 |
| Instrument | 91080 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 21, 2032 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Clermont City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $268,340 Land $132,000 Building $136,340 | $394,464 Land $132,000 Building $262,464 | |
| 2024 | $3,750.00 (+2.01%) | ||
| 2023 | $3,676.00 (+3.14%) Homeowner's exemption | $253,190 (+3%) | $338,784 (+3.36%) Land $77,000 Building $261,784 |
| 2022 | $3,564.00 Homeowner's exemption | $245,820 | $327,784 Land $66,000 Building $261,784 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2982 Inca Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2982 Inca Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
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