2979 Inca Ave, Clermont, FL 34715 Property Records

Lake County property record for 2979 Inca Ave, Clermont, FL 34715

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,232 sqft · built 2012
Lot Size	0.361 acres (15,761 sqft)
Owner	2 Owner Names on File
Last Sale	$236,500 (Dec 2012)
Tax Bill	$4,231 (2024)
Deeds & Mortgages	Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-22-26-2200-000-20800`

Property Details

APN / Parcel Number

Primary APN	`15-22-26-2200-000-20800`
Alternative APN	`3841521`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,232 sqft Living Area
1st Floor Area	1,446 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	15,761 sqft (0.361 acres)
Garage Type	Finished
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	926 sqft
Patio Area	120 sqft
Utility Building	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3841521
Street Address	2979 INCA AVE
City	CLERMONT
State	FL
Zip	34715-8002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VERDE RIDGE UNIT 1 PB 56 PG 35-41 LOT 208 ORB 4256 PG 566
Legal Range	26E
Legal Township	22S
Legal Section	15
Legal Subdivision	VERDE RIDGE UNIT 1
Legal Tract	A-C,E-F
Legal Lot Number	208
Legal Unit	1
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1003
Census Tract	31321

Owner

Source: Lake County records · APN 15-22-26-2200-000-20800

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	2979 INCA AVE, CLERMONT, FL 34715-8002
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 20, 2012 · Amount on Record
Deed Sale	Dec 20, 2012 · Amount on Record
Deed Document Number	2012134355
Deed Book / Page	4256 / 0566
Record Updated	Jun 08, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2979 INCA AVE, CLERMONT, FL 34715-8002
Document Number	0053522088
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2979 INCA AVE CLERMONT FL 347158002, CLERMONT, FL 34715-8002

Mortgage

Document Number	0053522088
Date	Oct 04, 2019
Book Page	005352/002088
Instrument	112300

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 03, 2034

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$297,350 (+5.98%) Land $120,000 Building $177,350	$522,958 (+15.45%) Land $120,000 Building $402,958
2024	$4,231.00 (+1.95%)
2023	$4,150.00 (+3.08%) Homeowner's exemption	$280,560 (+3%)	$452,971 (+2.27%) Land $70,000 Building $382,971
2022	$4,026.00 Homeowner's exemption	$272,390	$442,926 Land $60,000 Building $382,926

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Lumen Technologies DSL · Fiber in parts of the area	140 / 20

Based on FCC filings for 219 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.