2981 State Rd 55, Moorefield, WV 26836 Property Records

Hardy County property record for 2981 State Rd 55, Moorefield, WV 26836

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,699 sqft · built 1993
Lot Size	4.15 acres (180,774 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Dec 2020)
Tax Bill	$1,121 (2025)
Deeds & Mortgages	Dec 2020 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`03-285-0002.0004`

Property Details

APN / Parcel Number

Primary APN	`03-285-0002.0004`
Alternative APN	`16-03-285-0002.0004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,699 sqft Living Area
1st Floor Area	1,542 sqft
Basement Area	1,157 sqft
Finished Basement	1,157 sqft

Exterior

Year Built	Built 1993
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	180,774 sqft (4.15 acres)
Terrain	Above Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2981 STATE ROAD 55
City	MOOREFIELD
State	WV
Zip	26836-8547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4.15 AC RT 55 KESSEL
Jurisdiction	HARDY WV
Township / Civil Division	OLD FIELDS
Census Block Group	3
Census Block	3025

Owner

Source: Hardy County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2981 STATE ROAD 55, MOOREFIELD, WV 26836-8547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2020 · Amount on Record
Deed Sale	Dec 15, 2020 · Amount on Record
Deed Document Number	221021
Deed Book / Page	356 / 747
Record Updated	Jun 8, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDY WV
Recording Date	Dec 15, 2020
Property Address	2981 STATE ROAD 55, MOOREFIELD, WV 26836-8547
Document Number	000356/747
Book / Page	356 / 747
Instrument Date	Dec 14, 2020
Instrument	221021
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2981 STATE ROAD 55, MOOREFIELD, WV 26836-8547

Mortgage

Document Number	000326/122
Date	Dec 15, 2020
Book Page	326/122
Instrument	221023

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	193 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

Source: Hardy County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Hardy County
Unified School District	Hardy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,121.00 (+23.46%)	$145,860 (+24.03%) Land $21,720 Building $124,140	$243,100 (+24.03%) Land $36,200 Building $206,900
2023	$908.00	$117,600 Land $21,720 Building $95,880	$196,000 Land $36,200 Building $159,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 15, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 43% of West Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hardy Telecommunications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on State Rd 55

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