2681 State Rd 55, Moorefield, WV 26836 Property Records

Hardy County property record for 2681 State Rd 55, Moorefield, WV 26836

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 2,206 sqft · built 1958
Lot Size	3.2 acres (139,392 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Apr 2023)
Tax Bill	$786 (2026)
Deeds & Mortgages	Apr 2023 Sale Oct 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-285-0004.0000`

Property Details

APN / Parcel Number

Primary APN	`03-285-0004.0000`
Alternative APN	`16-03-285-0004.0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,206 sqft Living Area
1st Floor Area	3,032 sqft
Family Room	Family Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Lot Area	139,392 sqft (3.2 acres)
Terrain	Above Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2681 STATE ROAD 55
City	MOOREFIELD
State	WV
Zip	26836-8548
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	3.2 AC BALDWIN
Jurisdiction	HARDY WV
Township / Civil Division	OLD FIELDS
Census Block Group	3
Census Block	3025
Census Tract	970202

Owner

Source: Hardy County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2681 STATE ROAD 55, MOOREFIELD, WV 26836-8548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Deed, Transfer
Oct 14, 2022	Deed of Trust, Mortgage · Line of Credit SUMMIT COMMUNITY BANK
Mar 31, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2023 · Amount on Record
Deed Sale	Apr 24, 2023 · Amount on Record
Deed Document Number	2023232068
Deed Book / Page	368 / 336
Record Updated	Oct 29, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDY WV
Recording Date	Apr 24, 2023
Property Address	2681 STATE ROAD 55, MOOREFIELD, WV 26836-8548
Document Number	000368/336
Book / Page	368 / 336
Instrument Date	Apr 1, 2023
Instrument	232068
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2681 STATE ROAD 55, MOOREFIELD, WV 26836-8548

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDY WV
Property Address	2681 STATE ROAD 55, MOOREFIELD, WV 26836-8548
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000342/847
Date	Oct 14, 2022
Book Page	342/847
Instrument	230101

Lender

Name	SUMMIT COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	421 Months
Due	Nov 1, 2057

Interest

Rate Type	Adjustable Rate

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDY WV
Recording Date	Mar 31, 2022
Property Address	2681 STATE ROAD 55, MOOREFIELD, WV 26836-8548
Document Number	000363/380
Book / Page	363 / 380
Instrument Date	Mar 29, 2022
Instrument	227708
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2681 STATE ROAD 55, MOOREFIELD, WV 26836-8548

Tax Assessment & Valuation

Source: Hardy County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Hardy County
Unified School District	Hardy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$786.00 (+7.82%)	$102,300 (+7.91%) Land $20,160 Building $82,140	$170,500 (+7.91%) Land $33,600 Building $136,900
2025	$729.00 (+59.87%)	$94,800 (+60.24%) Land $19,620 Building $75,180	$158,000 (+60.24%) Land $32,700 Building $125,300
2023	$456.00	$59,160 Land $16,740 Building $42,420	$98,600 Land $27,900 Building $70,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hardy Telecommunications Fiber	1,000 / 1,000

May also be available: T-Mobile.

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