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2981 Saddle Dr, Oakley, CA 94561 Property Records

Contra Costa County property record for 2981 Saddle Dr, Oakley, CA 94561

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,330 sqft · built 1977
Lot Size0.958 acres (41,720 sqft)
Owner2 Company Names on File
Last Sale$750,000 (Oct 2020)
Tax Bill$9,748 (2025)
Deeds & MortgagesJan 2022 Transfer
Oct 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN041-062-001-7

Property Details

APN / Parcel Number

Primary APN041-062-001-7
Alternative APN
  • 041-062-001

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area2,330 sqft Living Area
1st Floor Area2,330 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1990
Lot Area41,720 sqft (0.958 acres)
Garage TypeAttached
Garage Area516 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address2981 SADDLE DR
CityOAKLEY
StateCA
Zip94561-1730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 4167 LOT 4
Legal SubdivisionSUBDIVISION 4167
Legal Tract4167
Legal Lot Number4
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group2
Census Block2003
Census Tract302013

Owner

Source: Contra Costa County records · APN 041-062-001-7

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address2981 SADDLE DR, OAKLEY, CA 94561-1730
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2022Intrafamily Transfer, Transfer
Oct 27, 2020Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 24, 2019Deed of Trust, Mortgage · Conventional Mortgage
PACIFIC SVC CU
Jan 17, 2019Deed of Trust, Mortgage · Line of Credit
PACIFIC SVC CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 27, 2020 · Amount on Record
Deed SaleOct 27, 2020 · Amount on Record
Prior SaleMay 27, 2011 · Amount on Record
Deed Document Number2020251361
Last Transfer DateDec 08, 2021
Transfer Doc0000005037
Record UpdatedSep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateJan 10, 2022
Property Address2981 SADDLE DR, OAKLEY, CA 94561-1730
Document Number0000005037
Map ReferenceMB 154 PG 32
Instrument DateDec 08, 2021
Instrument2022-005037
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2981 SADDLE DR, OAKLEY, CA 94561-1730

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateOct 27, 2020
Property Address2981 SADDLE DR, OAKLEY, CA 94561-1730
Document Number0000251361
Map ReferenceMB 154 PG 32
Instrument DateOct 22, 2020
Instrument2020-251361
Transaction TypeTransfer
Record UpdatedNov 03, 2022
Title CompanyOLD REPUBLIC TITLE SF

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2981 SADDLE DR, OAKLEY, CA 94561-1730

Mortgage

Document Number0000251362
DateOct 27, 2020
Instrument2020-251362
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2981 SADDLE DR, OAKLEY, CA 94561-1730
Document Number0000079658
Instrument DateMay 24, 2019
Transaction TypeMortgage
Record UpdatedJun 10, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2981 SADDLE DR OAKLEY CA 945611730, OAKLEY, CA 94561-1730

Mortgage

Document Number0000079658
DateMay 30, 2019
Instrument79658
Lender
NamePACIFIC SVC CU
AddressCONCORD, CA 94519
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 29, 2039

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2981 SADDLE DR, OAKLEY, CA 94561-1730
Document Number0000010055
Instrument DateJan 17, 2019
Transaction TypeMortgage
Record UpdatedFeb 01, 2019
Title CompanyCHICAGO TITLE-INLAND EMPIRE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2981 SADDLE DR OAKLEY CA 945611730, OAKLEY, CA 94561-1730

Mortgage

Document Number0000010055
DateJan 24, 2019
Instrument10055
Lender
NamePACIFIC SVC CU
AddressCONCORD, CA 94519
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 23, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityOakley City
Unified School DistrictAntioch Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$878,517 (+2%) Land $331,223 Building $547,294
2025$9,748.00 (+10.53%)$861,292 (+10.38%) Land $324,729 Building $536,563
2023$8,819.00 (+1.73%)$780,300 Land $312,120 Building $468,180
2022$8,669.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 12, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Unwired
Fixed Wireless		300 / 25
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

Based on FCC filings for 142 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemDIABLO WATER DISTRICT
serves 47,158 people
Water SourcePurchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State InspectionJan 2024
Also Mapped HereCONTRA COSTA WATER DISTRICT
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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