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2961 Saddle Dr, Oakley, CA 94561 Property Records

Contra Costa County property record for 2961 Saddle Dr, Oakley, CA 94561

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,263 sqft · built 1973
Lot Size0.958 acres (41,720 sqft)
OwnerIndividual Name on Record
Last Sale$750,000 (Sep 2019)
Tax Bill$9,211 (2025)
Deeds & MortgagesAug 2020 Mortgage
Mar 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN041-062-002-5

Property Details

APN / Parcel Number

Primary APN041-062-002-5
Alternative APN
  • 041-062-002

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,263 sqft Living Area
1st Floor Area2,263 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1995
Lot Area41,720 sqft (0.958 acres)
Garage TypeAttached
Garage Area428 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2961 SADDLE DR
CityOAKLEY
StateCA
Zip94561-1730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT04167 L0005 B
Legal SubdivisionSUBDIVISION 4167
Legal Tract04167
Legal Lot Number5
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group2
Census Block2003
Census Tract302013

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2961 SADDLE DR, OAKLEY, CA 94561-1730
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC
Mar 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HM LOANS
Sep 9, 2019Grant Deed, Transfer · Conventional Mortgage
CALIBER HM LOANS
Sep 9, 2019Quit Claim Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Oct 23, 2018Grant Deed, Transfer
CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 9, 2019 · Amount on Record
Deed SaleSep 9, 2019 · Amount on Record
Prior SaleOct 23, 2018 · Amount on Record
Deed Document Number2019147532
Prior Transfer DateSep 6, 2019
Prior Transfer Doc0000147533
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2961 SADDLE DR, OAKLEY, CA 94561-1730
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyFIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2961 SADDLE DR, OAKLEY, CA 94561-1730

Mortgage

Document Number0000186982
DateAug 28, 2020
Instrument2020-186982
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2961 SADDLE DR, OAKLEY, CA 94561-1730
Document Number0000060603
Instrument DateMar 24, 2020
Transaction TypeMortgage
Record UpdatedApr 15, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address2961 SADDLE DR OAKLEY CA 945611730, OAKLEY, CA 94561-1730

Mortgage

Document Number0000060603
DateMar 31, 2020
Instrument60603
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 30, 2050

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateSep 9, 2019
Property Address2961 SADDLE DR, OAKLEY, CA 94561-1730
Document Number0000147532
Instrument DateSep 6, 2019
Instrument147532
Transaction TypeTransfer
Record UpdatedSep 19, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$825.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address2961 SADDLE DR OAKLEY CA 945611730, OAKLEY, CA 94561-1730

Mortgage

Document Number147534
DateSep 9, 2019
Instrument147534
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 8, 2049

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONTRA COSTA CA
Recording DateSep 9, 2019
Property Address2961 SADDLE DR, OAKLEY, CA 94561-1730
Document Number0000147533
Instrument DateSep 6, 2019
Instrument147533
Transaction TypeTransfer
Record UpdatedSep 18, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address2961 SADDLE DR OAKLEY CA 945611730, OAKLEY, CA 94561-1730

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateOct 23, 2018
Property Address2961 SADDLE DR, OAKLEY, CA 94561-1730
Document Number0000167081
Instrument DateOct 15, 2018
Instrument167081
Transaction TypeTransfer
Record UpdatedNov 1, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$726.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address32650 JANE LN FORT BRAGG CA 954378562, FORT BRAGG, CA 95437-8562

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityOakley City
Unified School DistrictAntioch Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$836,635 (+2%) Land $334,654 Building $501,981
2025$9,211.00 (+4.3%) Homeowner's exemption$820,232 (+4.04%) Land $328,093 Building $492,139
2023$8,831.00 (+1.75%) Homeowner's exemption$788,383 Land $315,353 Building $473,030
2022$8,679.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDIABLO WATER DISTRICT
serves 47,158 people · EPA ID CA0710007
Water SourcePurchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State InspectionJan 2024
Also Mapped HereCONTRA COSTA WATER DISTRICT
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Unwired
Fixed Wireless		300 / 25
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

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