2981 Harrow Rd, Spring Hill, FL 34608 Property Records

Hernando County property record for 2981 Harrow Rd, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,843 sqft · built 1987
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Jul 2008)
Tax Bill	$1,270 (2025)
Deeds & Mortgages	Sep 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5210-1440-0040`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5210-1440-0040`
Alternative APNs	`00313100` `313100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,843 sqft Living Area
1st Floor Area	1,843 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2001
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Porch
Porch Area	985 sqft
Patio Area	27 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00313100
Street Address	2981 HARROW RD
City	SPRING HILL
State	FL
Zip	34608-4430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 21 BLK 1440 LOTS 3 & 4 ORB 350 PG 866 - 867 & 870
Legal Range	17E
Legal Township	23S
Legal Section	23
Legal Subdivision	SPRING HILL UNIT 21
Legal Block	1440
Legal Lot Number	3-4 3
Legal Unit	21
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1017
Census Tract	41103

Owner

2981 Harrow Rd is owned and occupied by an individual who acquired it in September 2025.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	2 Co-owners on File
Mailing Address	2981 HARROW RD, SPRING HILL, FL 34608-4430
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 28, 2008 · Amount on File
Deed Sale	Jul 28, 2008 · Amount on File
Prior Sale	Feb 3, 2016 · Amount on File
Deed Document Number	0025820573
Last Transfer Date	Sep 26, 2025
Transfer Doc	0046151233
Record Updated	Jun 8, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Sep 26, 2025
Property Address	2981 HARROW RD, SPRING HILL, FL 34608-4430
Document Number	0046151233
Book / Page	4615 / 1233
Map Reference	MB 9 PG 81
Instrument Date	Sep 23, 2025
Instrument	2025067760
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2981 HARROW RD, SPRING HILL, FL 34608-4430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2981 HARROW RD, SPRING HILL, FL 34608-4430

Tax Assessment & Valuation

The 2025 property tax bill for 2981 Harrow Rd was $1,270 with an additional exemption, down 35.3% from the year before.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,270.00 (-35.27%) Additional exemption filed	$128,464 (+2.9%)	$310,946 (+3.03%) Land $63,460 Building $247,486
2024	$1,962.00 Additional exemption filed	$124,844 (+3%)	$301,801 Land $55,100 Building $246,701
2023		$121,208 Land $121,208
2022	$1,239.00		$334,251 Land $92,625 Building $241,626

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2981 Harrow Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2981 Harrow Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Tillman Fiber, WOW Internet, Cable & Phone.

Cell Coverage

5G (outdoors only) and 4G LTE

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