Hernando County property record for 2977 Harrow Rd, Spring Hill, FL 34608
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,887 sqft · built 1986 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Oct 2020) |
| Tax Bill | $345 (2025) |
| Deeds & Mortgages | Feb 2021 Re-recorded Document Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5210-1440-0050 |
| Primary APN | R32-323-17-5210-1440-0050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,887 sqft Living Area |
| 1st Floor Area | 1,887 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 357 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00313119 |
|---|---|
| Street Address | 2977 HARROW RD |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-4430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 21 BLK 1440 LOT 5 ORB 350 PG 872 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 23 |
| Legal Subdivision | SPRING HILL UNIT 21 |
| Legal Block | 1440 |
| Legal Lot Number | 5 |
| Legal Unit | 21 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 41103 |
2977 Harrow Rd is owned and occupied by an individual who bought it in October 2020.
Source: Hernando County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2977 HARROW RD, SPRING HILL, FL 34608-4430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2021 | Re-recorded Document NOT AVAILABLE, TRADITIONS T&E LLC |
| Oct 7, 2020 | Special Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Oct 17, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2020 · Amount on File |
| Deed Sale | Oct 7, 2020 · Amount on File |
| Prior Sale | Oct 17, 2019 |
| Deed Document Number | 2020062369 |
| Deed Book / Page | 3896 / 1970 |
| Record Updated | Jun 8, 2026 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Feb 2, 2021 |
| Property Address | 2977 HARROW RD, SPRING HILL, FL 34608-4430 |
| Document Number | 0039470668 |
| Book / Page | 3947 / 668 |
| Map Reference | MB 9 PG 81 |
| Instrument Date | Oct 5, 2020 |
| Instrument | 2021007155 |
| Record Updated | Aug 17, 2021 |
| Title Company | NOT AVAILABLE, TRADITIONS T&E LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 3630 PEACHTREE RD NE STE 1500, 3630, ATLANTA, GA 30326-1598 |
| Name | Verified Name |
|---|---|
| Address | 2977 HARROW RD, SPRING HILL, FL 34608-4430 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Oct 7, 2020 |
| Property Address | 2977 HARROW RD, SPRING HILL, FL 34608-4430 |
| Document Number | 0038961970 |
| Book / Page | 3896 / 1970 |
| Map Reference | MB 9 PG 81 |
| Instrument Date | Oct 5, 2020 |
| Instrument | 2020062369 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | TRADITIONS T&E LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3630 PEACHTREE RD NE STE 1500, 3630, ATLANTA, GA 30326-1598 |
| Name | Verified Name |
|---|---|
| Address | 2977 HARROW RD, SPRING HILL, FL 34608-4430 |
| Document Number | 38961973 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | 3896/1973 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Oct 17, 2019 |
| Property Address | 2977 HARROW RD, SPRING HILL, FL 34608-4430 |
| Document Number | 0037630582 |
| Book / Page | 003763 / 000582 |
| Instrument Date | Oct 3, 2019 |
| Instrument | 65755 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 715 METROPOLITAN AVE OKLAHOMA CITY OK 731082088, OKLAHOMA CITY, OK 73108-2088 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 2977 Harrow Rd was $345 with an additional exemption.
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $345.00 Additional exemption filed | $49,174 | $74,891 Land $38,000 Building $36,891 |
| 2023 | $46,396 Land $7,412 Building $38,984 | ||
| 2022 | $324.00 | $73,086 Land $32,500 Building $40,586 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2977 Harrow Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2977 Harrow Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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