Hamilton County property record for 2980 E Freedom Cir, Ooltewah, TN 37363
| Property Type | Rural Home |
|---|---|
| Details | 1.5 ba · 1,550 sqft · built 1972 |
| Lot Size | 0.275 acres (12,019 sqft) |
| Owner | Company Name on Record |
| Last Sale | $166,000 (Sep 2025) |
| Tax Bill | $1,056 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Sep 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 150G E 020 |
| Primary APN | 150G E 020 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,550 sqft Living Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Split Level |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,019 sqft (0.275 acres) |
| Lot Dimensions | 150 ft deep x 80 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000085473 |
|---|---|
| Street Address | 2980 E FREEDOM CIR |
| City | OOLTEWAH |
| State | TN |
| Zip | 37363-8583 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RR |
| Legal Description | LT 4 MAPLEWOOD HEIGHTS UNIT 2 PB26 PG60 3213 05 40 |
| Legal Subdivision | MAPLEWOOD HEIGHTS UN |
| Legal Lot Number | 4 |
| Legal Unit | 2 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11314 |
Source: Hamilton County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 9507 E BRAINERD RD, CHATTANOOGA, TN 37421-4802 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jun 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage KIAVI FUNDING INC |
| Sep 17, 2025 | Warranty Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC |
| Jun 10, 2019 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVTRS |
| May 21, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2025 · Amount on Record |
| Deed Sale | Sep 17, 2025 · Amount on Record |
| Prior Sale | Jun 10, 2019 · Amount on Record |
| Deed Document Number | 2025091728 |
| Deed Book / Page | 14046 / 599 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 3, 2026 |
| Property Address | 2980 E FREEDOM CIR, OOLTEWAH, TN 37363-8583 |
| Document Number | 0000000151 |
| Book / Page | 14321 / 596 |
| Instrument Date | May 29, 2026 |
| Instrument | 2026151 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GUARANTY |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 9507 E BRAINERD RD, CHATTANOOGA, TN 37421-4802 |
| Document Number | 0000000151, |
|---|---|
| Date | Jun 3, 2026 |
| Book Page | 14321/596 |
| Instrument | 2026151 |
| Name | KIAVI FUNDING INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 17, 2025 |
| Property Address | 2980 E FREEDOM CIR, OOLTEWAH, TN 37363-8583 |
| Document Number | 0000000028 |
| Book / Page | 14046 / 599 |
| Map Reference | MB 26 PG 50 |
| Instrument Date | Sep 10, 2025 |
| Instrument | 2025091700028 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2026 |
| Title Company | FOOTHILLS TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $614.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9507 E BRAINERD RD, CHATTANOOGA, TN 37421-4802 |
| Document Number | 0014046603 |
|---|---|
| Date | Sep 17, 2025 |
| Instrument | 14046/603 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 10, 2019 |
| Property Address | 2980 E FREEDOM CIR, OOLTEWAH, TN 37363-8583 |
| Document Number | 0610000220 |
| Book / Page | 011664 / 000570 |
| Instrument Date | May 28, 2019 |
| Instrument | 190610000220 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2019 |
| Title Company | ENSIGN TITLE AND ESCROW INC, ENSIGN TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $362.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2980 E FREEDOM CIR OOLTEWAH TN 373638583, OOLTEWAH, TN 37363-8583 |
| Document Number | 610000221 |
|---|---|
| Date | Jun 10, 2019 |
| Book Page | 011664/000572 |
| Instrument | 190610000221 |
| Name | MORTGAGE INVTRS |
|---|---|
| Type | Mortgage Company |
| Address | KNOXVILLE, TN 37923 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 9, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 21, 2018 |
| Property Address | 2980 E FREEDOM CIR, OOLTEWAH, TN 37363-8583 |
| Document Number | 0000000304 |
| Book / Page | 011351 / 000787 |
| Instrument Date | May 21, 2018 |
| Instrument | 304 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1921 HOWELL MILL DR CHATTANOOGA TN 374213385, CHATTANOOGA, TN 37421-3385 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,056.00 (+10.58%) | $69,725 (+63.29%) | $278,900 (+63.29%) Land $70,000 Building $208,900 |
| 2024 | $955.00 (-0.93%) | $42,700 (-) | $170,800 (-) Land $45,000 Building $125,800 |
| 2023 | $964.00 | $42,700 | $170,800 Land $45,000 Building $125,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 49% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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