2970 E Freedom Cir, Ooltewah, TN 37363 Property Records

Hamilton County property record for 2970 E Freedom Cir, Ooltewah, TN 37363

Property Summary

Property TypeRural Home
Details2 ba · 1,488 sqft · built 1972
Lot Size0.275 acres (12,000 sqft)
OwnerIndividual Name on Record
Last Sale$215,000 (May 2022)
Tax Bill$998 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Jul 2018 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN150G E 017

Property Details

APN / Parcel Number

Primary APN150G E 017
Alternative APN
  • 0000085470

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,488 sqft Living Area

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1980
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,000 sqft (0.275 acres)
Lot Dimensions150 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000085470
Street Address2970 E FREEDOM CIR
CityOOLTEWAH
StateTN
Zip37363-8583
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRR
Legal DescriptionLT 1 MAPLEWOOD HEIGHTS UNIT 2 PB26 PG60 3213 05 43
Legal SubdivisionMAPLEWOOD HEIGHTS UN
Legal Lot Number1
Legal Unit2
JurisdictionHAMILTON TN
Township / Civil Division7
Census Block Group2
Census Block2000
Census Tract11314

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2221 OLD LAKE RD, MERCED, CA 95340-9129
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 16, 2022Warranty Deed, Transfer · Conventional Mortgage
SUMMIT FUNDING INC
Jul 10, 2018Grant Deed, Transfer · Line of Credit
ATHENS FED'L CMNTY BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2022 · Amount on Record
Deed SaleMay 16, 2022 · Amount on Record
Prior SaleJul 10, 2018 · Amount on Record
Deed Document Number2022051600316
Deed Book / Page12959 / 794
Record UpdatedJun 8, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMay 16, 2022
Property Address2970 E FREEDOM CIR, OOLTEWAH, TN 37363-8583
Document Number0000000316
Book / Page12959 / 794
Map ReferenceMB 26 PG 60
Instrument DateMay 11, 2022
Instrument2022051600316
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$795.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2970 E FREEDOM CIR, OOLTEWAH, TN 37363-8583

Mortgage

Document Number0129590797
DateMay 16, 2022
Instrument12959-0797
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHAMILTON TN
Recording DateJul 10, 2018
Property Address2970 E FREEDOM CIR, OOLTEWAH, TN 37363-8583
Document Number0710000185
Book / Page011396 / 000412
Instrument DateJun 29, 2018
Instrument180710000185
Transaction TypeTransfer
Record UpdatedJul 24, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$595.70
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9108 HICKORY GROVE LN OOLTEWAH TN 373636961, OOLTEWAH, TN 37363-6961

Mortgage

Document Number710000240
DateJul 10, 2018
Book Page011396/000714
Instrument180710000240
Lender
NameATHENS FED'L CMNTY BK
TypeBank
AddressATHENS, TN 37303
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$998.00 (+4.94%)$65,850 (+54.85%)$263,400 (+54.85%) Land $70,000 Building $193,400
2024$951.00 (-0.94%)$42,525 (-)$170,100 (-) Land $45,000 Building $125,100
2023$960.00$42,525$170,100 Land $45,000 Building $125,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEASTSIDE UTILITY DISTRICT
serves 59,612 people · EPA ID TN0000219
Water SourceSurface water
Last State InspectionJan 2026
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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