2980 Big Thunder Rd, Berthoud, CO 80513 Property Records

Larimer County property record for 2980 Big Thunder Rd, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,680 sqft · built 2015
Lot Size	0.131 acres (5,724 sqft)
Owner	Individual Name on Record
Last Sale	$590,000 (Jun 2023)
Tax Bill	$5,884 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`94023-11-001`

Property Details

APN / Parcel Number

Primary APN	`94023-11-001`
Alternative APN	`R1656978`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
Basement Area	1,680 sqft
Finished Basement	1,322 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,724 sqft (0.131 acres)
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	120 sqft
Patio Area	144 sqft
Balcony	Balcony
Balcony Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1656978
Street Address	2980 BIG THUNDER RD
City	BERTHOUD
State	CO
Zip	80513-2659
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, BLOCK 7, PRAIRIESTAR FILING NO 1, BER (20140030665)
Legal Quarter	SW
Legal Subdivision	PRAIRIESTAR FILING NO 1
Legal Block	7
Legal Lot Number	1
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2108
Census Tract	2602

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2980 BIG THUNDER RD, BERTHOUD, CO 80513-2659
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Special Warranty Deed, Transfer · Conventional Mortgage AMERICAN AIRLINES FCU
Jun 1, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC
Dec 30, 2016	Deed of Trust, Mortgage · Line of Credit BELLCO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2023 · Amount on Record
Deed Sale	Jun 14, 2023 · Amount on Record
Prior Sale	Jun 1, 2021 · Amount on Record
Deed Document Number	20230024642
Record Updated	Jun 8, 2026

June 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jun 14, 2023
Property Address	2980 BIG THUNDER RD, BERTHOUD, CO 80513-2659
Document Number	0000024642
Instrument Date	Jun 12, 2023
Instrument	20230024642
Transaction Type	Transfer
Record Updated	Jun 26, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2980 BIG THUNDER RD, BERTHOUD, CO 80513-2659

Mortgage

Document Number	0000024643
Date	Jun 14, 2023
Instrument	20230024643

Lender

Name	AMERICAN AIRLINES FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jun 1, 2021
Property Address	2980 BIG THUNDER RD, BERTHOUD, CO 80513-2659
Document Number	0000053761
Instrument Date	Jan 1, 2021
Instrument	20210053761
Transaction Type	Transfer
Record Updated	Jul 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.71
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2980 BIG THUNDER RD, BERTHOUD, CO 80513-2659

Mortgage

Document Number	0000053762
Date	Jun 1, 2021
Instrument	20210053762

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	2980 BIG THUNDER RD, BERTHOUD, CO 80513-2659
Document Number	0000000725
Instrument Date	Dec 30, 2016
Transaction Type	Mortgage
Record Updated	Jan 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2980 BIG THUNDER RD BERTHOUD CO 805132659, BERTHOUD, CO 80513-2659

Mortgage

Document Number	0000000725
Date	Jan 5, 2017
Instrument	725

Lender

Name	BELLCO CU
Type	Credit Union
Address	GREENWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 4, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,884.00 (+13.66%)	$36,719 (-2.29%) Land $7,650 Building $29,069	$587,500 (+4.74%) Land $122,400 Building $465,100
2023	$5,177.00 (+24.06%)	$37,581 (+32.66%) Land $8,201 Building $29,380	$560,900 (+37.61%) Land $122,400 Building $438,500
2022	$4,173.00	$28,328 Land $6,616 Building $21,712	$407,600 Land $95,200 Building $312,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 74% of Colorado
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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