2865 Big Thunder Rd, Berthoud, CO 80513 Property Records

Larimer County property record for 2865 Big Thunder Rd, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,444 sqft · built 2017
Lot Size	0.169 acres (7,350 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Jun 2026)
Tax Bill	$5,032 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`94023-10-014`

Property Details

APN / Parcel Number

Primary APN	`94023-10-014`
Alternative APN	`R1656976`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,444 sqft Living Area
Gross Area	1,864 sqft
1st Floor Area	1,444 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,350 sqft (0.169 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1656976
Street Address	2865 BIG THUNDER RD
City	BERTHOUD
State	CO
Zip	80513-2681
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14, BLOCK 6, PRAIRIESTAR FILING NO 1, BER (20140030665)
Legal Range	69W
Legal Township	4N
Legal Section	2
Legal Subdivision	PRAIRIESTAR FILING NO 1
Legal Block	6
Legal Lot Number	14
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2104
Census Tract	2602

Owner

Source: Larimer County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2865 BIG THUNDER RD, BERTHOUD, CO 80513-2681
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Special Warranty Deed, Transfer · VA Mortgage FIRST WESTERN TRUST BANK
Oct 12, 2018	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2026 · Amount on Record
Deed Sale	Jun 1, 2026 · Amount on Record
Prior Sale	Apr 21, 2025 · Amount on Record
Deed Document Number	202626245
Record Updated	Sep 20, 2026

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jun 1, 2026
Property Address	2865 BIG THUNDER RD, BERTHOUD, CO 80513-2681
Document Number	0000026245
Instrument Date	May 24, 2026
Instrument	202626245
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,797.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2865 BIG THUNDER RD, BERTHOUD, CO 80513-2681

Mortgage

Document Number	0000026246,
Date	Jun 1, 2026
Instrument	202626246

Lender

Name	FIRST WESTERN TRUST BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Oct 12, 2018
Property Address	2865 BIG THUNDER RD, BERTHOUD, CO 80513-2681
Document Number	0000062680
Instrument Date	Oct 10, 2018
Instrument	20180062680
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 28, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.69
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2865 BIG THUNDER RD, BERTHOUD, CO 80513-2681

Mortgage

Document Number	0000062681
Date	Oct 12, 2018
Instrument	20180062681

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,032.00 (+10.13%)	$31,406 (-6.53%) Land $7,650 Building $23,756	$502,500 (+0.2%) Land $122,400 Building $380,100
2023	$4,569.00 (+24.53%)	$33,601 (+34.9%) Land $8,201 Building $25,400	$501,500 (+39.93%) Land $122,400 Building $379,100
2022	$3,669.00	$24,908 Land $6,616 Building $18,292	$358,400 Land $95,200 Building $263,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 80% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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