Monterey County property record for 298 Spencer St, Monterey, CA 93940
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 3 ba · 1,311 sqft · built 1921 |
| Lot Size | 0.133 acres (5,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $575,000 (May 2004) |
| Tax Bill | $9,629 (2025) |
| Deeds & Mortgages | Jul 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-102-011-000 |
| Primary APN | 001-102-011-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,311 sqft Living Area |
| 1st Floor Area | 1,311 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1921 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 5,800 sqft (0.133 acres) |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 298 SPENCER ST |
|---|---|
| City | MONTEREY |
| State | CA |
| Zip | 93940-1836 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | MAP OF LITTLES NEW MONTEREY LOT 2 BLK 31 |
| Legal Subdivision | LITTLES NEW MONTEREY |
| Legal Block | 31 |
| Legal Lot Number | 2 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 12504 |
298 Spencer St, a duplex, is owned by an individual who bought it in May 2004.
Source: Monterey County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1012 CASANOVA AVE, MONTEREY, CA 93940-6885 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2004 · Amount on File |
| Deed Sale | May 26, 2004 · Amount on File |
| Deed Document Number | 200454271 |
| Prior Transfer Date | Jun 6, 1994 |
| Prior Transfer Doc | 0000042789 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Jul 21, 2023 |
| Property Address | 298 SPENCER ST, MONTEREY, CA 93940-1836 |
| Document Number | 0000022137 |
| Map Reference | VOL 1 PG 11 |
| Instrument Date | Jul 20, 2023 |
| Instrument | 2023022137 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2023 |
| Title Company | CALIFORNIA TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1012 CASANOVA AVE, MONTEREY, CA 93940-6885 |
The 2025 property tax bill for 298 Spencer St was $9,629.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Monterey City |
| Unified School District | Monterey Peninsula Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $833,875 (+2%) Land $725,112 Building $108,763 | |
| 2025 | $9,629.00 | $817,526 Land $710,895 Building $106,631 |
| 2023 | $8,626.00 (+1.4%) | $785,783 Land $683,291 Building $102,492 |
| 2022 | $8,507.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 298 Spencer St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 298 Spencer St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Razzolink Fixed Wireless | 500 / 250 |
May also be available: GeoLinks, Optimum, T-Mobile, Verizon.
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