286 Spencer St, Monterey, CA 93940 Property Records

Monterey County property record for 286 Spencer St, Monterey, CA 93940

Property Summary

Property Type	Apartments (5+ Units)
Details	6 bd · 4 ba · 2,780 sqft · built 1972
Lot Size	0.134 acres (5,879 sqft)
Owner	Company Name on File
Last Sale	$1,025,000 (Jun 2015)
Tax Bill	$14,675 (2025)
Flood Zone	Zone X (minimal risk)
APN	`001-102-015-000`

Property Details

APN / Parcel Number

Primary APN	`001-102-015-000`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	22 Rooms
Units	4 Units
Stories	2 Stories
Building Area	2,780 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Multi-Family
Construction Type	Wood
Lot Area	5,879 sqft (0.134 acres)
Garage Area	888 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	286 SPENCER ST
City	MONTEREY
State	CA
Zip	93940-1860
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	MAP OF LITTLES NEW MONTEREY LOT 4 BLK 31
Legal Subdivision	LITTLES NEW MONTEREY
Legal Block	31
Legal Lot Number	4
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1029
Census Tract	12504

Owner

Source: Monterey County assessment roll, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 1247, MONTEREY, CA 93942-1247
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 18, 2015 · Amount on Record
Deed Sale	Jun 18, 2015 · Amount on Record
Deed Document Number	201532512
Last Transfer Date	Jul 13, 2016
Transfer Doc	0000042026
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,256,524 (+2%) Land $858,115 Building $398,409
2025	$14,675.00 (+12.37%)	$1,231,888 (+4.04%) Land $841,290 Building $390,598
2023	$13,060.00 (+1.38%)	$1,184,055 Land $808,623 Building $375,432
2022	$12,882.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: California Internet, Optimum Communications, T-Mobile USA, Verizon.