Lincoln County property record for 295 Spencer Rd, Libby, MT 59923 · Last verified August 2026
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,550 sqft · built 1979 |
| Lot Size | 2.84 acres (123,972 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,044 (2025) |
| Deeds & Mortgages | Aug 2021 Sale May 2017 Sale |
| APN | R563537 |
| Primary APN | R563537 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,550 sqft Living Area |
| 1st Floor Area | 1,550 sqft |
| Basement Area | 1,550 sqft |
| Finished Basement | 1,550 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 123,972 sqft (2.84 acres) |
| Garage Area | 620 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000003108 |
|---|---|
| Street Address | 295 SPENCER RD |
| City | LIBBY |
| State | MT |
| Zip | 59923-9062 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | HOWARD ACRES, S15, T30 N, R31 W, BLOCK 001, ACRES 2.846, LOT 2A2, 2B & 2C ASSR#0000003108 |
| Legal Range | 31W |
| Legal Township | 30N |
| Legal Section | 15 |
| Legal Subdivision | HOWARD ACRES |
| Legal Block | 1 |
| Legal Lot Number | 2A2 |
| Jurisdiction | LINCOLN MT |
| Township / Civil Division | LIBBY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 100 |
Source: Lincoln County records · APN R563537
Assessment roll updated September 19, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 295 SPENCER RD, LIBBY, MT 59923-9062 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2021 | Warranty Deed, Transfer FIRST AMERICAN TITLE - LIBBY, FIRST AMERICAN TITLE LIBBY |
| May 19, 2017 | Warranty Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 25, 2021 |
| Deed Sale | Aug 25, 2021 |
| Prior Sale | May 19, 2017 |
| Deed Document Number | 2021295544 |
| Deed Book / Page | 391 / 965 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Aug 25, 2021 |
| Property Address | 295 SPENCER RD, LIBBY, MT 59923-9062 |
| Document Number | 391/965 |
| Book / Page | 391 / 965 |
| Map Reference | PL 38 |
| Instrument Date | Aug 25, 2021 |
| Instrument | 295544 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Title Company | FIRST AMERICAN TITLE - LIBBY, FIRST AMERICAN TITLE LIBBY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 295 SPENCER RD, LIBBY, MT 59923-9062 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | May 19, 2017 |
| Property Address | 295 SPENCER RD, LIBBY, MT 59923-9062 |
| Document Number | 367/580 |
| Book / Page | 367 / 580 |
| Map Reference | PL 38 |
| Instrument Date | May 18, 2017 |
| Instrument | 268818 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28398 US HIGHWAY 2, 28398, LIBBY, MT 59923-9737 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 295 SPENCER RD, LIBBY, MT 59923-9062 |
Source: Lincoln County records · Assessment roll updated September 19, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lincoln County |
| Unified School District | Libby K-12 Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,044.00 (-37.83%) | $573,900 (+22.29%) | $573,900 (+22.29%) Land $92,290 Building $481,610 |
| 2023 | $3,288.00 | $469,300 | $469,300 Land $48,807 Building $420,493 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Moderate above 54% of the US · above 30% of Montana |
|---|---|
| Wildfire Likelihood | About 1 in 833 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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