298 Saddle Rd, Lancaster, SC 29720 Property Records

Lancaster County property record for 298 Saddle Rd, Lancaster, SC 29720 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1.5 Baths
Year Built	Built 1977
Square Footage	1,819 sqft Living Area
Lot Size	137,214 sqft (3.15 acres)
Garage	Carport
Occupancy	Owner Occupied
Last Sale	$281,000 (2025)
Tax Bill	$1,274.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0016-00-057.05`
Alternative APNs	`00160 00 057.05` `1974`

Interior

Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,819 sqft Living Area
Gross Area	3,058 sqft Gross Area
Basement Area	1,098 sqft Basement
Finished Basement	1,098 sqft Finished
Stories	5 Stories
Primary Flooring	Carpet Flooring
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Bi-Level Style
Exterior Material	Wood Siding Exterior
Construction Type	Wood Construction
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	137,214 sqft (3.15 acres)
Garage Type	Carport Garage
Carport	Carport
Deck Area	384 sqft Deck
Porch	1 Porch
Porch Area	306 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	1974
Street Address	298 SADDLE RD
City	LANCASTER
State	SC
Zip	29720-6409
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Jurisdiction	LANCASTER SC
Minor Civil Division	VAN WYCK
Census Blockgroup	2
Census Block	2004
Census Tract	11209

Owner

Source: Lancaster County records · APN 0016-00-057.05

Assessment roll updated March 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	298 SADDLE RD, LANCASTER, SC 29720-6409
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 17, 2025 · Amount on Record
Deed Sale	Feb 17, 2025 · Amount on Record
Deed Doc Number	20252005
Deed Book / Page	1886 / 82
Record Refreshed	Sep 20, 2026

February 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Feb 17, 2025
Property Address	298 SADDLE RD, LANCASTER, SC 29720-6409
Document Number	0000002005
Book / Page	1886 / 82
Instrument Date	Feb 14, 2025
Instrument	2025002005
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$730.60
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	298 SADDLE RD, LANCASTER, SC 29720-6409

Mortgage

Document Number	0000002006
Date	Feb 17, 2025
Instrument	2025002006

Lender

Name	RESOURCE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2055

Tax Assessment & Valuation

Source: Lancaster County records · Assessment roll updated March 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,274.00 (+10.78%)	$8,670 (+15%) Land $3,538 Building $5,132	$280,100 (+39.63%) Land $114,300 Building $165,800
2024	$1,150.00 (+8.9%)
2023	$1,056.00	$7,539 Land $3,683 Building $3,856	$200,600 Land $98,000 Building $102,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lancaster County (45057C), updated January 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 4% of South Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.