249 Saddle Rd, Lancaster, SC 29720 Property Records

Lancaster County property record for 249 Saddle Rd, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	1 ba · 975 sqft · built 1974
Lot Size	2 acres (87,120 sqft)
Owner	Company Name on File
Last Sale	$275,000 (Mar 2022)
Tax Bill	$6,337 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0016-00-057.02`

Property Details

APN / Parcel Number

Primary APN	`0016-00-057.02`
Alternative APNs	`00160 00 057.02` `1971`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	975 sqft Living Area
Gross Area	1,871 sqft
Flooring	Carpet

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Area	800 sqft
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	1971
Street Address	249 SADDLE RD
City	LANCASTER
State	SC
Zip	29720-6409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	2
Census Block	2004
Census Tract	11209

Owner

Source: Lancaster County records · APN 0016-00-057.02

Assessment roll updated March 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1928 SMARTY JONES DR, WAXHAW, NC 28173-7222
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 18, 2022 · Amount on Record
Deed Sale	Mar 18, 2022 · Amount on Record
Deed Document Number	20224608
Deed Book / Page	1530 / 182
Record Updated	Sep 20, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Mar 18, 2022
Property Address	249 SADDLE RD, LANCASTER, SC 29720-6409
Document Number	0000004608
Book / Page	1530 / 182
Instrument Date	Mar 18, 2022
Instrument	2022004608
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1928 SMOTHY JONES DRIVE, WAXHAW, NC 28173
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004609
Date	Mar 18, 2022
Instrument	2022004609

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Lancaster County records · Assessment roll updated March 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,337.00 (+11.31%)	$18,438 (+13.35%) Land $8,400 Building $10,038	$307,300 (+13.35%) Land $140,000 Building $167,300
2024	$5,693.00 (+1.73%)
2023	$5,596.00	$16,266 Land $8,400 Building $7,866	$271,100 Land $140,000 Building $131,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 38 locations within half a mile of this property.

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