298 Read Dr, Columbus, MS 39702 Property Records

Lowndes County property record for 298 Read Dr, Columbus, MS 39702

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,292 sqft · built 1980
Lot Size	0.172 acres (7,500 sqft)
Owner	Company Name on Record
Last Sale	$36,476 (Apr 2020)
Tax Bill	$1,172 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`63W090000719`

Property Details

APN / Parcel Number

Primary APN	`63W090000719`
Alternative APNs	`020813` `20813`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,292 sqft Adjusted Area
1st Floor Area	1,161 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	020813
Street Address	298 READ DR
City	COLUMBUS
State	MS
Zip	39702-4429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	298 READ DR LOT 19
Legal Range	17W
Legal Township	18S
Legal Section	18
Legal Subdivision	DEERFIELD MEADOW
Legal Lot Number	19
Jurisdiction	LOWNDES MS
Township / Civil Division	4
Census Block Group	4
Census Block	4022
Census Tract	405

Owner

Source: Lowndes County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	91 HARDY PL, COLUMBUS, MS 39702-8823
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2020	Deed of Trust, Mortgage BANK OF COMMERCE
Apr 14, 2020	Warranty Deed, Transfer · Line of Credit BANK OF COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2020 · Amount on Record
Deed Sale	Apr 14, 2020 · Amount on Record
Deed Document Number	0020202491
Deed Book / Page	2020 / 2491
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	298 READ DR, COLUMBUS, MS 39702-4429
Document Number	0020208039
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	91 HARDY PL COLUMBUS MS 397028823, COLUMBUS, MS 39702-8823

Mortgage

Document Number	0020208039
Date	Apr 14, 2020
Book Page	002020/008039

Lender

Name	BANK OF COMMERCE
Type	Bank
Address	COLUMBUS, MS 39701

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Apr 14, 2020
Property Address	298 READ DR, COLUMBUS, MS 39702-4429
Document Number	0020202491
Book / Page	002020 / 002491
Instrument Date	Apr 13, 2020
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	91 HARDY PL COLUMBUS MS 397028823, COLUMBUS, MS 39702-8823

Mortgage

Document Number	20208048
Date	Apr 14, 2020
Book Page	002020/008048

Lender

Name	BANK OF COMMERCE
Type	Bank
Address	COLUMBUS, MS 39701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 13, 2025

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	20208039,
Date	Apr 14, 2020
Book Page	002020/008039

Lender

Name	BANK OF COMMERCE
Type	Bank
Address	COLUMBUS, MS 39701

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2050

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,172.00 (+0.51%)	$7,889 (+10.77%)	$52,590 (+10.76%) Land $10,000 Building $42,590
2024	$1,166.00 (+10.21%)
2023	$1,058.00	$7,122	$47,480 Land $10,000 Building $37,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
4-County Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: AT&T.

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