Lowndes County property record for 294 Read Dr, Columbus, MS 39702
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,800 sqft · built 1980 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $158,673 (Feb 2024) |
| Tax Bill | $1,611 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Feb 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 63W090000721 |
| Primary APN | 63W090000721 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,800 sqft Adjusted Area |
| 1st Floor Area | 1,086 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 294 READ DR |
|---|---|
| City | COLUMBUS |
| State | MS |
| Zip | 39702-4429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 294 READ DR LOT 21 |
| Legal Range | 17W |
| Legal Township | 18S |
| Legal Section | 18 |
| Legal Subdivision | DEERFIELD MEADOW |
| Legal Lot Number | 21 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 4 |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 405 |
Source: Lowndes County records, as of August 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 294 READ DR, COLUMBUS, MS 39702-4429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE |
| Feb 16, 2024 | Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2024 · Amount on Record |
| Deed Sale | Feb 16, 2024 · Amount on Record |
| Deed Book / Page | 2024 / 1098 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Aug 12, 2026 |
| Property Address | 294 READ DR, COLUMBUS, MS 39702-4429 |
| Document Number | 2026019698 |
| Book / Page | 2026 / 19698 |
| Instrument Date | Jul 6, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 294 READ DR, COLUMBUS, MS 39702-4429 |
| Document Number | 2026019698, |
|---|---|
| Date | Aug 12, 2026 |
| Book Page | 2026/19698 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 294 READ DR, COLUMBUS, MS 39702-4429 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0020242506 |
|---|---|
| Date | Feb 16, 2024 |
| Book Page | 2024/2506 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
Source: Lowndes County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Municipality | Columbus City |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,611.00 (+0.5%) | $10,842 (+11.25%) | $72,280 (+11.25%) Land $10,000 Building $62,280 |
| 2024 | $1,603.00 (+10.7%) | ||
| 2023 | $1,448.00 | $9,746 | $64,970 Land $10,000 Building $54,970 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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