298 Ocean Ave, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 298 Ocean Ave, Marblehead, MA 01945

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,892 sqft · built 1974
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,600,000 (Sep 2009)
Tax Bill	$20,684 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2026 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0912 B:0009 L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0912 B:0009 L:0`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,892 sqft Living Area
Gross Area	8,146 sqft
Basement Area	1,813 sqft
Unfinished Basement	906 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,001 sqft (0.23 acres)
Garage Type	Basement
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	298 OCEAN AVE
City	MARBLEHEAD
State	MA
Zip	01945-3731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LSR
Legal Subdivision	MARBLEHEAK NECK PROP BONNELLI
Legal Block	9
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	4
Census Block	4018
Census Tract	203200

Owner

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	298 OCEAN AVE, MARBLEHEAD, MA 01945-3731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Line of Credit SERVICELINK
Jun 26, 2026	Deed of Trust, Mortgage · Line of Credit SERVICELINK
Jun 26, 2026	Deed of Trust, Mortgage · Line of Credit SERVICELINK
Jun 26, 2026	Deed of Trust, Mortgage · Line of Credit SERVICELINK
Sep 12, 2024	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Nov 27, 2019	Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK
Aug 6, 2020	Deed of Trust, Mortgage · ARM BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2009 · Amount on Record
Deed Sale	Sep 2, 2009 · Amount on Record
Prior Sale	Dec 1, 2005 · Amount on Record
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Recording Date	Jun 26, 2026
Property Address	298 OCEAN AVE, MARBLEHEAD, MA 01945-3731
Document Number	0000667121
Instrument Date	Jun 11, 2026
Instrument	2026667121
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	298 OCEAN AVE, MARBLEHEAD, MA 01945-3731

Mortgage

Document Number	0000667121,
Date	Jun 26, 2026
Instrument	2026667121

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Recording Date	Jun 26, 2026
Property Address	298 OCEAN AVE, MARBLEHEAD, MA 01945-3731
Document Number	0000003260
Book / Page	43469 / 381
Instrument Date	Jun 11, 2026
Instrument	20263260
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	298 OCEAN AVE, MARBLEHEAD, MA 01945-3731

Mortgage

Document Number	0000003260,
Date	Jun 26, 2026
Book Page	43469/381
Instrument	20263260

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Recording Date	Jun 26, 2026
Property Address	298 OCEAN AVE, MARBLEHEAD, MA 01945-3731
Document Number	0000667120
Instrument Date	Jun 11, 2026
Instrument	2026667120
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	298 OCEAN AVE, MARBLEHEAD, MA 01945-3731

Mortgage

Document Number	0000667120,
Date	Jun 26, 2026
Instrument	2026667120

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Recording Date	Jun 26, 2026
Property Address	298 OCEAN AVE, MARBLEHEAD, MA 01945-3731
Document Number	0000003250
Book / Page	43469 / 371
Instrument Date	Jun 11, 2026
Instrument	20263250
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	298 OCEAN AVE, MARBLEHEAD, MA 01945-3731

Mortgage

Document Number	0000003250,
Date	Jun 26, 2026
Book Page	43469/371
Instrument	20263250

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Max Rate	-1%

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	298 OCEAN AVE, MARBLEHEAD, MA 01945-3731
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042322-263
Date	Sep 12, 2024
Book Page	42322/263
Instrument	20240912002470

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	298 OCEAN AVE, MARBLEHEAD, MA 01945-3731
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38072-109
Date	Nov 27, 2019
Book Page	38072/109
Instrument	20191127006900

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	298 OCEAN AVE, MARBLEHEAD, MA 01945-3731
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38794-66
Date	Aug 6, 2020
Book Page	38794/66
Instrument	20200806001920

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Type Change Date	Aug 1, 2030
Index	LIBOR

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,684.00 (-1.71%)	$2,416,300 (+3.92%) Land $1,298,500 Building $1,113,000	$2,579,120 (-5.46%)
2025	$21,043.00 (+4.14%)	$2,325,200 (+3.1%) Land $1,298,500 Building $1,026,700	$2,728,210
2024	$20,207.00 (+0.95%)	$2,255,300 (+12.67%) Land $1,261,400 Building $993,900
2023	$20,017.00	$2,001,700 Land $1,205,800 Building $795,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Nearby Flood Policies	57 in force
Nearby Flood Claims	7 (1991–2018)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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