294 Ocean Ave, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 294 Ocean Ave, Marblehead, MA 01945

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,746 sqft · built 1984
Lot Size	0.468 acres (20,369 sqft)
Owner	2 Company Names on Record
Last Sale	$2,450,000 (Jun 2022)
Tax Bill	$24,696 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Feb 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0912 B:0008 L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0912 B:0008 L:0`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,746 sqft Living Area
Gross Area	8,004 sqft
Basement Area	1,944 sqft
Unfinished Basement	583 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,369 sqft (0.468 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	294 OCEAN AVE
City	MARBLEHEAD
State	MA
Zip	01945-3731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LSR
Legal Subdivision	MARBLEHEAD NECK
Legal Block	8
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	4
Census Block	4018
Census Tract	203200

Owner

Source: Essex County and Marblehead Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	294 OCEAN AVE, MARBLEHEAD, MA 01945-3731
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage INSTITUTION FOR SAVINGS NEWBURYPORT
Feb 9, 2018	Deed of Trust, Mortgage FIRST IPSWICH BANK
Feb 7, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST IPSWICH BANK
Dec 24, 2020	Deed of Trust, Mortgage · Commercial Mortgage NEWBURYPORT FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Prior Sale	Mar 27, 2006 · Amount on Record
Deed Document Number	202220220630006270
Deed Book / Page	41040 / 536
Record Updated	Sep 20, 2026

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARBLEHEAD MA
Recording Date	Jun 30, 2022
Property Address	294 OCEAN AVE, MARBLEHEAD, MA 01945-3731
Document Number	041040-536
Book / Page	41040 / 536
Instrument Date	Jun 30, 2022
Instrument	20220630006270
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	294 OCEAN AVE, MARBLEHEAD, MA 01945-3731

Mortgage

Document Number	220630006290
Date	Jun 30, 2022
Instrument	220630006290

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	294 OCEAN AVE, MARBLEHEAD, MA 01945-3731
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36523-426
Date	Feb 9, 2018
Book Page	36523/426
Instrument	180209001720

Lender

Name	FIRST IPSWICH BANK

Agreement

Amount	Amount Recorded

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	294 OCEAN AVE, MARBLEHEAD, MA 01945-3731
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38247-492
Date	Feb 7, 2020
Book Page	38247/492
Instrument	20200207002070

Lender

Name	FIRST IPSWICH BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	294 OCEAN AVE, MARBLEHEAD, MA 01945-3731
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39342-538
Date	Dec 24, 2020
Book Page	39342/538
Instrument	20201224002380

Lender

Name	NEWBURYPORT FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$24,696.00 (+35.98%)	$2,728,800 (+34.62%) Land $1,654,100 Building $1,074,700	$2,690,495
2024	$18,162.00 (-8.46%)	$2,027,000 (+2.16%) Land $1,606,800 Building $420,200
2023	$19,841.00	$1,984,100 Land $1,535,900 Building $448,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Nearby Flood Policies	57 in force
Nearby Flood Claims	7 (1991–2018)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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