298 Joy Carol Loop, Springdale, AR 72764 Property Records

Benton County property record for 298 Joy Carol Loop, Springdale, AR 72764

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,570 sqft · built 2005
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$119,000 (Jun 2017)
Tax Bill	$1,763 (2026)
Deeds & Mortgages	Dec 2022 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-03520-000`

Property Details

APN / Parcel Number

Primary APN	`21-03520-000`
Alternative APNs	`125691.0` `125691`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,570 sqft Living Area
Gross Area	1,970 sqft
1st Floor Area	1,570 sqft
Flooring	Carpet

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	666 sqft
Porch	Open Porch
Porch Area	120 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	298 JOY CAROL LOOP
City	SPRINGDALE
State	AR
Zip	72764-8161
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 2004-491 5/20/04
Legal Range	30
Legal Township	18
Legal Section	24
Legal Subdivision	WILKINS SUB-SPRINGDALE
Legal Lot Number	49
Jurisdiction	BENTON AR
Township / Civil Division	3
Census Block Group	3
Census Block	3014
Census Tract	21408

Owner

298 Joy Carol Loop is owned and occupied by an individual who bought it in June 2017.

Source: Benton County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	298 JOY CAROL LOOP, SPRINGDALE, AR 72764-8161
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Jun 19, 2017	Grant Deed, Transfer · FHA Mortgage BANK OF AR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2017 · Amount on File
Deed Sale	Jun 19, 2017 · Amount on File
Prior Sale	Dec 19, 2013 · Amount on File
Deed Book / Page	2017 / 36204
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	298 JOY CAROL LOOP, SPRINGDALE, AR 72764-8161
Transaction Type	Mortgage
Record Updated	Jan 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	298 JOY CAROL LOOP, BETHEL HEIGHTS, AR 72764-8161

Mortgage

Document Number	L202277769
Date	Dec 19, 2022
Instrument	L202277769

Lender

Name	ARVEST BANK
Type	Bank
Address	SPRINGDALE, AR 72764

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 16, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	298 JOY CAROL LOOP, SPRINGDALE, AR 72764-8161
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070831
Date	Nov 2, 2020
Instrument	2020070831

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BENTON AR
Recording Date	Jun 19, 2017
Property Address	298 JOY CAROL LOOP, SPRINGDALE, AR 72764-8161
Document Number	0000D36204
Instrument Date	Mar 11, 2014
Instrument	D36204
Transaction Type	Transfer
Record Updated	Jun 30, 2017
Title Company	WEST LITTLE ROCK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$392.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	298 JOY CAROL LOOP BETHEL HEIGHTS AR 727648161, BETHEL HEIGHTS, AR 72764-8161

Mortgage

Document Number	M124857
Date	Jun 19, 2017
Instrument	M124857

Lender

Name	BANK OF AR
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Jun 18, 2044

Tax Assessment & Valuation

The 2026 property tax bill for 298 Joy Carol Loop was $1,763 with a homeowner's exemption, up 5.5% from the year before.

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Springdale City
Unified School District	Springdale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,763.00 (+5.51%) Homeowner's exemption	$58,387 (-) Land $15,200 Building $43,187	$291,935 Land $76,000 Building $215,935
2025	$1,671.00 Homeowner's exemption	$58,387 Land $15,200 Building $43,187
2024			$291,935 (+54.34%) Land $76,000 Building $215,935
2023	$1,553.00 Homeowner's exemption	$37,830 Land $7,200 Building $30,630	$189,150 Land $36,000 Building $153,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 298 Joy Carol Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 298 Joy Carol Loop is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 73% of Arkansas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGDALE WATER UTILITIES serves 100,795 people · EPA ID AR0000575
Water Source	Purchased surface water from BEAVER WATER DISTRICT
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, OzarksGo.

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