285 Joy Carol Loop, Springdale, AR 72764 Property Records

Benton County property record for 285 Joy Carol Loop, Springdale, AR 72764

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,568 sqft · built 2005
Lot Size	0.219 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Jun 2025)
Tax Bill	$1,217 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-03543-000`

Property Details

APN / Parcel Number

Primary APN	`21-03543-000`
Alternative APN	`125714`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Attached
Driveway	Driveway
Driveway Area	702 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	12 sqft
Patio Area	84 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	285 JOY CAROL LOOP
City	SPRINGDALE
State	AR
Zip	72764-8161
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 2004-491 5/20/04 40
Legal Subdivision	WILKINS SUB-SPRINGDALE
Legal Lot Number	72
Jurisdiction	BENTON AR
Township / Civil Division	3
Census Block Group	3
Census Block	3020
Census Tract	21408

Owner

Source: Benton County assessment roll, APN 21-03543-000, as of January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	285 JOY CAROL LOOP, SPRINGDALE, AR 72764-8161
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 06, 2025 · Amount on Record
Deed Sale	Jun 06, 2025 · Amount on Record
Deed Document Number	L2025-031990
Record Updated	Jun 08, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	285 JOY CAROL LOOP, SPRINGDALE, AR 72764-8161
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	L202201270
Date	Jan 06, 2022
Instrument	L202201270

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Benton County assessment roll as of January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Springdale City
Unified School District	Springdale School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,217.00 (-2.25%) Homeowner's exemption	$57,087 (+54.71%) Land $15,200 Building $41,887
2024			$285,435 (+54.71%) Land $76,000 Building $209,435
2023	$1,245.00 Homeowner's exemption	$36,900 Land $7,200 Building $29,700	$184,500 Land $36,000 Building $148,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Benton County (05007C), as of September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 050070214083, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 73% of Arkansas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 302 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Ozarks Electric Cooperative.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system AR0000575, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SPRINGDALE WATER UTILITIES serves 100,795 people
Water Source	Purchased surface water from BEAVER WATER DISTRICT
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.