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298 Hernando Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 298 Hernando Rd, Winter Haven, FL 33884 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,592 sqft · built 1986
Lot Size0.335 acres (14,597 sqft)
Owner2 Individual Names on File
Last Sale$490,000 (Oct 2021)
Tax Bill$5,039 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-28-27-000000-023040

Property Details

APN / Parcel Number

Primary APN26-28-27-000000-023040
Alternative APNs
  • 272826000000023040
  • 72826000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,592 sqft Living Area
Gross Area3,096 sqft
1st Floor Area2,592 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialOther
Lot Area14,597 sqft (0.335 acres)
Lot Dimensions130 ft deep x 100 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area504 sqft

Exterior Amenities

Pool Area575 sqft
PorchScreened/Unfinished Porch
Porch Area416 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address298 HERNANDO RD
CityWINTER HAVEN
StateFL
Zip33884-1026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG 1558.89 FT N & 16.33 FT W OF S1/4 COR OF SEC RUN N 100 FT E 122 FT M/L TO LAKE SELY ALONG LAKE TO A POINT E OF POB RUN W 138 FT M/L TO POB BEING LOT 440 OF UNREC VALENCIA WOOD HILLS
Legal Range26E
Legal Township28S
Legal Section27
Legal SubdivisionLAKE LINK ESTATES
Legal Tract000000
Legal Block2
Legal Lot Number440
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2012
Census Tract13902

Owner

Source: Polk County records · APN 26-28-27-000000-023040

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address298 HERNANDO RD, WINTER HAVEN, FL 33884-1026
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 12, 2021 · Amount on Record
Deed SaleOct 12, 2021 · Amount on Record
Deed Document Number2021267317
Deed Book / Page11936 / 864
Record UpdatedSep 20, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateOct 12, 2021
Property Address298 HERNANDO RD, WINTER HAVEN, FL 33884-1026
Document Number0000267317
Book / Page11936 / 864
Instrument DateOct 08, 2021
Instrument2021267317
Transaction TypeTransfer
Record UpdatedOct 27, 2021
Title CompanyTHE TITLE STATION INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,430.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1147 CLAYS TRL, 1147, OLDSMAR, FL 34677-4839

Transferred To (Grantee/Buyer)

NameVerified Name
Address298 HERNANDO RD, WINTER HAVEN, FL 33884-1026

Mortgage

Document Number0011936866
DateOct 12, 2021
Instrument11936/866
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,039.00 (+2,795.98%) Homeowner's exemption$420,663 (+5.99%)$478,360 (+2.35%) Land $110,000 Building $368,360
2023$174.00 (-1.14%) Homeowner's exemption$396,901 (+3%)$467,363 (+15.81%) Land $105,000 Building $362,363
2022$176.00 Homeowner's exemption$385,341$403,568 Land $105,000 Building $298,568

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050139022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 25 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims2 (2004)
Most Recent ClaimSep 2004, river or lake flooding, Hurricane Frances

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 192 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 50
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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