Polk County property record for 295 Hernando Rd, Winter Haven, FL 33884 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2015 |
| Square Footage | 3,238 sqft Living Area |
| Lot Size | 23,932 sqft (0.549 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $260,000 (2016) |
| Tax Bill | $4,559.00 (2025) |
| Primary APN | 26-28-27-000000-041420 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,238 sqft Living Area |
| Gross Area | 2,623 sqft Gross Area |
| 1st Floor | 2,094 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 23,932 sqft (0.549 acres) |
| Depth X Width | 150 ft x 120 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 529 sqft Garage |
| Pool Area | 450 sqft Pool |
| Porch Area | 15 sqft Porch |
| Street Address | 295 HERNANDO RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-1029 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BEG 1583.24 FT N & 65.93 FT W OF S1/4 COR OF SEC RUN S 88 DEG 46 FT W 171.03 FT N 05 DEG 42 MIN W 28.60 FT TO PT ON CURVE NELY ALONG CURVE A CHORD DISTANCE OF 73.69 FT N 30 DEG 58 MIN 44 SEC E 131.62 FT TO PT ON CURVE NELY ELY SELY ALONG CURVE 87.29 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 27 |
| Legal Subdivision | LAKE LINK ESTATES |
| Legal Tract | 000000 |
| Legal Block | 1 |
| Legal Lot Number | 470 |
| Jurisdiction | POLK FL |
| Minor Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Blockgroup | 1 |
| Census Block | 1038 |
| Census Tract | 13902 |
Source: Polk County records · APN 26-28-27-000000-041420
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 295 HERNANDO RD, WINTER HAVEN, FL 33884-1029 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 02, 2023 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Jun 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 26, 2016 · Amount on Record |
| Deed Sale | Jan 26, 2016 · Amount on Record |
| Prior Sale | Aug 07, 2003 · Amount on Record |
| Deed Doc Number | 201613058 |
| Deed Book / Page | 9728 / 2094 |
| Prior Transfer Date | Dec 26, 2012 |
| Prior Transfer Doc | 0000231759 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 295 HERNANDO RD, WINTER HAVEN, FL 33884-1029 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 295 HERNANDO RD, WINTER HAVEN, FL 33884-1029 |
| Document Number | 0000260164 |
|---|---|
| Date | Nov 02, 2023 |
| Book Page | 12896/2231 |
| Instrument | 2023260164 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 22, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 295 HERNANDO RD, WINTER HAVEN, FL 33884-1029 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000142746 |
|---|---|
| Date | Jun 02, 2021 |
| Book Page | 11741/1078 |
| Instrument | 2021142746 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,559.00 (+51.97%) Homeowner's exemption | $384,449 (+72.1%) | $559,967 (+36.21%) Land $84,815 Building $475,152 |
| 2023 | $3,000.00 (+5.37%) Homeowner's exemption | $223,393 (+3.7%) | $411,114 (+31.14%) Land $82,718 Building $328,396 |
| 2022 | $2,847.00 Homeowner's exemption | $215,430 | $313,491 Land $40,000 Building $273,491 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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