Madison County property record for 298 Harrison Rd, Berea, KY 40403 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.37 acres (60,069 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $159,000 (Oct 2008) |
| Tax Bill | $2,253 (2025) |
| Deeds & Mortgages | Sep 2018 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 0074-0000-0019-D |
| Primary APN | 0074-0000-0019-D |
|---|---|
| Alternative APNs |
|
| Lot Area | 60,069 sqft (1.37 acres) |
|---|
| Account Number | 51520 |
|---|---|
| Street Address | 298 HARRISON RD |
| City | BEREA |
| State | KY |
| Zip | 40403-1978 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 2 & 2A (1.379 ACRES) |
| Legal Tract | 2 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 11303 |
Source: Madison County records · APN 0074-0000-0019-D
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 298 HARRISON RD, BEREA, KY 40403-1978 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 28, 2008 · Amount on Record |
| Deed Sale | Oct 28, 2008 · Amount on Record |
| Deed Document Number | 0000640368 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 298 HARRISON RD, BEREA, KY 40403-1978 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | M01824/750 |
|---|---|
| Date | Sep 19, 2018 |
| Book Page | M01824/750 |
| Instrument | 2013982137 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2033 |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,253.00 (+32.76%) Additional exemption filed | $239,000 (+36.57%) | $239,000 (+36.57%) |
| 2023 | $1,697.00 | $175,000 | $175,000 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510113031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 57 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 2 (2010–2025) |
| Most Recent Claim | Apr 2025, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Low above 38% of the US · above 69% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 2,083 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Uniti Group | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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