102 Harrison Rd, Berea, KY 40403 Property Records

Madison County property record for 102 Harrison Rd, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,396 sqft
Owner	2 Individual Names on File
Last Sale	$47,500 (Oct 1996)
Tax Bill	$678 (2025)
Deeds & Mortgages	Apr 2018 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B010-0007-0001`

Property Details

APN / Parcel Number

Primary APN	`B010-0007-0001`
Alternative APNs	`115623` `78722` `44960`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,396 sqft Living Area

Exterior

Exterior Material	Brick/Stone

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Account Number	44960
Street Address	102 HARRISON RD
City	BEREA
State	KY
Zip	40403-1745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARRISON ROAD
Legal Subdivision	HARRISON
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1007
Census Tract	11303

Owner

Source: Madison County records · APN B010-0007-0001

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	102 HARRISON RD, BEREA, KY 40403-1745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 18, 1996 · Amount on Record
Deed Sale	Oct 18, 1996 · Amount on Record
Deed Document Number	0000470311
Record Updated	Jun 08, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	102 HARRISON RD, BEREA, KY 40403-1745
Transaction Type	Mortgage
Record Updated	May 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01799/091
Date	Apr 19, 2018
Book Page	M01799/091

Lender

Name	PARK COMMUNITY FCU
Type	Credit Union
Address	48029

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 10, 2028

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Berea Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$678.00 (+64.16%) Homeowner's exemption	$106,000 (+35.9%)	$106,000 (+35.9%)
2023	$413.00 Homeowner's exemption	$78,000	$78,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), as of December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510113031, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	2 (2010–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 280 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY0760030, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BEREA MUNICIPAL UTILITIES private · serves 9,972 people
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.