Ross County property record for 298 E Main St, Bainbridge, OH 45612
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,371 sqft · built 2005 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $234,500 (Aug 2020) |
| Tax Bill | $4,215 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Apr 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-11-12-699.000 |
| Primary APN | 23-11-12-699.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,371 sqft Living Area |
| Gross Area | 2,767 sqft |
| 1st Floor Area | 2,371 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Attached |
| Garage Area | 396 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Patio Area | 360 sqft |
| Shed | 1 Shed |
| Shed Area | 72 sqft |
| Lean-To | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 111269 |
|---|---|
| Street Address | 298 E MAIN ST |
| City | BAINBRIDGE |
| State | OH |
| Zip | 45612-9469 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 298 E MAIN ST RES 2.00 11-12-699 NS MONTGOMERY #5899 PT 11-12-676 EVANS |
| Jurisdiction | ROSS OH |
| Township / Civil Division | PAXTON |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 956900 |
Source: Ross County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 298 E MAIN ST, BAINBRIDGE, OH 45612-9469 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 12, 2026 | Deed of Trust, Mortgage · FHA Mortgage E RECORDING PARTNERS NETWORK |
| Apr 7, 2022 | Deed of Trust, Mortgage · Line of Credit UNIVERSAL 1 CU |
| Aug 13, 2020 | Survivorship Deed, Transfer · FHA Mortgage HOMETOWN LENDERS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2020 · Amount on Record |
| Deed Sale | Aug 13, 2020 · Amount on Record |
| Deed Document Number | 20206024 |
| Deed Book / Page | 543 / 534 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSS OH |
| Recording Date | Aug 12, 2026 |
| Property Address | 298 E MAIN ST, BAINBRIDGE, OH 45612-9469 |
| Document Number | 0000005674 |
| Book / Page | 593 / 4924 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 20265674 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2026 |
| Title Company | E RECORDING PARTNERS NETWORK |
| Name | Verified Name |
|---|---|
| Address | 298 E MAIN ST, BAINBRIDGE, OH 45612-9469 |
| Document Number | 0000005674, |
|---|---|
| Date | Aug 12, 2026 |
| Book Page | 593/4924 |
| Instrument | 20265674 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Sep 1, 2050 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSS OH |
| Property Address | 298 E MAIN ST, BAINBRIDGE, OH 45612-9469 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0005594547 |
|---|---|
| Date | Apr 7, 2022 |
| Book Page | 559/4547 |
| Instrument | 202200002749 |
| Name | UNIVERSAL 1 CU |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45409 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 6, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | ROSS OH |
| Recording Date | Aug 13, 2020 |
| Property Address | 298 E MAIN ST, BAINBRIDGE, OH 45612 |
| Document Number | 0005430534 |
| Book / Page | 543 / 534 |
| Map Reference | VOL 113 PG 1117 |
| Instrument Date | Aug 6, 2020 |
| Instrument | 202000006024 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2021 |
| Title Company | NORTHWEST TITLE FAMILY COMPA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 298 E MAIN ST, BAINBRIDGE, OH 45612 |
| Document Number | 202000006025 |
|---|---|
| Date | Aug 13, 2020 |
| Instrument | 202000006025 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Ross County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| Municipality | Bainbridge Village |
| County | Ross County |
| County Subdivision | Paxton Township |
| Unified School District | Paint Valley Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,215.00 (+15.57%) | $116,740 (+30.19%) Land $7,120 Building $109,620 | $333,550 (+30.2%) Land $20,340 Building $313,210 |
| 2024 | $3,647.00 (-1.62%) Homeowner's exemption | $89,670 (-) Land $6,090 Building $83,580 | $256,190 (-) Land $17,390 Building $238,800 |
| 2023 | $3,707.00 (+1.17%) Homeowner's exemption | $89,670 (-) Land $6,090 Building $83,580 | |
| 2022 | $3,664.00 Homeowner's exemption | $89,670 Land $6,090 Building $83,580 | $256,190 Land $17,390 Building $238,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2006 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAINBRIDGE VILLAGE PWS serves 900 people · EPA ID OH7100012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| altafiber Network Solutions Fixed Wireless | 100 / 20 |
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