298 E Jefferson Rd, Lexington, NC 27295 Property Records

Davidson County property record for 298 E Jefferson Rd, Lexington, NC 27295

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,928 sqft · built 1992
Lot Size0.51 acres (22,216 sqft)
OwnerIndividual Name on Record
Last Sale$305,000 (Oct 2024)
Tax Bill$1,229 (2025)
Deeds & MortgagesDec 2023 Line of Credit
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-018-E-000-0009

Property Details

APN / Parcel Number

Primary APN03-018-E-000-0009
Alternative APNs
  • 9245850
  • 9279472

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,928 sqft Total Area
1st Floor Area936 sqft
Upper Floors Area648 sqft
Basement Area494 sqft
Finished Basement494 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2005
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area22,216 sqft (0.51 acres)
Lot Dimensions209 ft deep x 84 ft wide
Garage Area442 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area216 sqft
Deck AreaDeck Area
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number9279472
Street Address298 E JEFFERSON RD
CityLEXINGTON
StateNC
Zip27295-6411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionP=22-9 L9 BK2671-2119 MONTICELLO
Legal SubdivisionMONTICELLO
JurisdictionDAVIDSON NC
Township / Civil DivisionARCADIA
Census Block Group1
Census Block1005
Census Tract60304

Owner

Source: Davidson County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address298 E JEFFERSON RD, LEXINGTON, NC 27295-6411
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2023Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Mar 31, 2021Deed of Trust, Mortgage · FHA Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC
Mar 17, 2020Warranty Deed, Transfer · FHA Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 17, 2024 · Amount on Record
Deed SaleOct 17, 2024 · Amount on Record
Prior SaleMar 17, 2020 · Amount on Record
Deed Document Number202418811
Deed Book / Page2671 / 2119
Record UpdatedJun 8, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIDSON NC
Property Address298 E JEFFERSON RD, LEXINGTON, NC 27295-6411
Transaction TypeMortgage
Record UpdatedDec 21, 2023
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address298 E JEFFERSON RD, LEXINGTON, NC 27295-6411

Mortgage

Document Number0026282105
DateDec 5, 2023
Book Page2628/2105
Instrument2023021907
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIDSON NC
Property Address298 E JEFFERSON RD, LEXINGTON, NC 27295-6411
Transaction TypeMortgage
Record UpdatedApr 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024671243
DateMar 31, 2021
Book Page2467/1243
Instrument2021000007721
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
AddressSALT LAKE CITY, UT 84116
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAVIDSON NC
Recording DateMar 17, 2020
Property Address298 E JEFFERSON RD, LEXINGTON, NC 27295-6411
Document Number0023991082
Book / Page2399 / 1082
Map ReferenceMB 22 PG 9
Instrument DateMar 17, 2020
Instrument2020000005867
Transaction TypeTransfer
Record UpdatedAug 2, 2021
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$406.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address298 E JEFFERSON RD, 298, LEXINGTON, NC 27295-6411

Transferred To (Grantee/Buyer)

NameVerified Name
Address298 E JEFFERSON RD, LEXINGTON, NC 27295-6411

Mortgage

Document Number2020000005868
DateMar 17, 2020
Instrument2020000005868
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: Davidson County assessment roll, as of September 11, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDavidson County
Unified School DistrictDavidson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,229.00 (-4.43%)$195,060 (-2.98%)$195,060 (-2.98%) Land $28,000 Building $167,060
2023$1,286.00$201,050$201,050 Land $28,000 Building $173,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2003)
Most Recent ClaimSep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDAVIDSON WATER INC
private · serves 154,307 people · EPA ID NC0229025
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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