Davidson County property record for 197 E Jefferson Rd, Lexington, NC 27295
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,876 sqft · built 1992 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $358,500 (May 2024) |
| Tax Bill | $1,167 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-018-E-000-0013 |
| Primary APN | 03-018-E-000-0013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,876 sqft Total Area |
| 1st Floor Area | 1,400 sqft |
| Basement Area | 728 sqft |
| Finished Basement | 728 sqft |
| Unfinished Basement | 728 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 20,473 sqft (0.47 acres) |
| Lot Dimensions | 204 ft deep x 100 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,752 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 612 sqft |
| Deck Area | 176 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 9276401 |
|---|---|
| Street Address | 197 E JEFFERSON RD |
| City | LEXINGTON |
| State | NC |
| Zip | 27295-6410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | P=22-9 L13 BK2649-694 MONTICELLO #6 |
| Legal Subdivision | MONTICELLO |
| Jurisdiction | DAVIDSON NC |
| Township / Civil Division | ARCADIA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 60304 |
197 E Jefferson Rd is owned by two individuals who bought it in May 2024.
Source: Davidson County records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 73, WELCOME, NC 27374-0073 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2024 · Amount on File |
| Deed Sale | May 15, 2024 · Amount on File |
| Prior Sale | May 24, 2010 · Amount on File |
| Deed Document Number | 20248443 |
| Deed Book / Page | 2649 / 694 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIDSON NC |
| Property Address | 197 E JEFFERSON RD, LEXINGTON, NC 27295-6410 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0024002225 |
|---|---|
| Date | Mar 25, 2020 |
| Book Page | 2400/2225 |
| Instrument | 2020000006618 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92805 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2040 |
The 2025 property tax bill for 197 E Jefferson Rd was $1,167.
Source: Davidson County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Davidson County |
| Unified School District | Davidson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $185,250 (-) | $185,250 (-) Land $28,000 Building $157,250 | |
| 2025 | $1,167.00 | $185,250 | $185,250 Land $28,000 Building $157,250 |
| 2023 | $1,107.00 | $173,010 | $173,010 Land $28,000 Building $145,010 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 197 E Jefferson Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 197 E Jefferson Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAVIDSON WATER INC private · serves 154,307 people · EPA ID NC0229025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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