298 Daniel St, Geraldine, AL 35974 Property Records

DeKalb County property record for 298 Daniel St, Geraldine, AL 35974

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,296 sqft · built 1992
Lot Size	4.37 acres (190,357 sqft)
Owner	Individual Name on File
Last Sale	$121,500 (Jun 2020)
Tax Bill	$882 (2026)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-05-16-0-001-001.000`

Property Details

APN / Parcel Number

Primary APN	`29-05-16-0-001-001.000`
Alternative APNs	`155787` `33145`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,296 sqft Living Area
1st Floor Area	2,296 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	190,357 sqft (4.37 acres)
Garage Area	440 sqft
Porch	Slab
Porch Area	318 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	155787
Street Address	298 DANIEL ST
City	GERALDINE
State	AL
Zip	35974-3578
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CONT 4.37 AC S16 T8S R6EPT OF NE 1/4 OF NE 1/4 DESC ASBEG NE COR OF 1/4 1/4 TH S 620W 315 N 537.78 NE 143.09 E 198TO POB LESS
Legal Range	06E
Legal Township	08S
Legal Section	16
Jurisdiction	DEKALB AL
Township / Civil Division	GERALDINE
Census Block Group	3
Census Block	3077
Census Tract	960602

Owner

298 Daniel St is owned and occupied by an individual who bought it in June 2020.

Source: DeKalb County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	298 DANIEL ST, GERALDINE, AL 35974-3578
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2020	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK & TRUST
Jul 3, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2020 · Amount on File
Deed Sale	Jun 30, 2020 · Amount on File
Deed Book / Page	3000 / 3472
Prior Transfer Date	Jun 23, 2018
Prior Transfer Doc	898/2896
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEKALB AL
Recording Date	Jun 30, 2020
Property Address	298 DANIEL ST, GERALDINE, AL 35974-3578
Document Number	3000/3472
Book / Page	3000 / 3472
Instrument Date	Jun 15, 2020
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 441, CROSSVILLE, AL 35962-0441

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 143, GERALDINE, AL 35974-0143

Mortgage

Document Number	50009646
Date	Jun 30, 2020
Instrument	5000/9646

Lender

Name	CITIZENS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DEKALB AL
Recording Date	Jul 3, 2018
Property Address	298 DANIEL ST, GERALDINE, AL 35974-3578
Document Number	898/2896
Book / Page	898 / 2896
Instrument Date	Jun 23, 2018
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	VANTAGE POINT TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	298 DANIEL ST, GERALDINE, AL 35974-3578

Mortgage

Document Number	22326489
Date	Jul 3, 2018
Instrument	2232/6489

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 298 Daniel St was $882 with a homeowner's exemption, up 7.3% from the year before.

Source: DeKalb County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	DeKalb County
Municipality	Geraldine Town
Unified School District	DeKalb County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$882.00 (+7.3%) Homeowner's exemption
2025	$822.00 Homeowner's exemption	$21,660 Land $2,720 Building $18,940	$216,580 Land $27,280 Building $189,300
2023	$746.00 Homeowner's exemption	$19,780 (-)	$197,880 (-) Land $27,280 Building $170,600
2022	$746.00 Homeowner's exemption	$19,780 Land $2,720 Building $17,060	$197,880 Land $27,280 Building $170,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 298 Daniel St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 298 Daniel St is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 78% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST ALABAMA WATER SEWER AND FPD serves 47,070 people · EPA ID AL0001422
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Farmers Telecommunications Cooperative Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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