130 Daniel St, Geraldine, AL 35974 Property Records

DeKalb County property record for 130 Daniel St, Geraldine, AL 35974

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,946 sqft · built 2002
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Tax Bill	$745 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-02-09-0-002-044.001`

Property Details

APN / Parcel Number

Primary APN	`29-02-09-0-002-044.001`
Alternative APNs	`50943` `70041`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,946 sqft Living Area
1st Floor Area	1,946 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,712 sqft (0.2 acres)
Garage Area	616 sqft
Porch	Slab
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	70041
Street Address	130 DANIEL ST
City	GERALDINE
State	AL
Zip	35974-3528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S9 T8 R6 GERALDINEJ W VINES SUB (NOT RECORDED)BLK APT OF LOTS 86-89 ALL DESC AS: BEG48.74' NORTH OF SW COR OF LOT 84;TH: N
Legal Range	06E
Legal Township	08S
Legal Section	09
Legal Subdivision	GERALDINE J W VINES SUB
Legal Block	A
Jurisdiction	DEKALB AL
Township / Civil Division	GERALDINE
Census Block Group	3
Census Block	3073
Census Tract	960602

Owner

Source: DeKalb County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	130 DANIEL ST, GERALDINE, AL 35974-3528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK
Jun 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage ATLANTA POSTAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEKALB AL
Property Address	130 DANIEL ST, GERALDINE, AL 35974-3528
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 DANIEL ST, GERALDINE, AL 35974-3528

Mortgage

Document Number	05006/1076
Date	Jan 20, 2026
Book Page	5006/1076

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2036

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEKALB AL
Property Address	130 DANIEL ST, GERALDINE, AL 35974-3528
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2232/6055
Date	Jun 26, 2018
Book Page	2232/6055

Lender

Name	ATLANTA POSTAL CU
Type	Credit Union
Address	ATLANTA, GA 30380

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2028

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	DeKalb County
Municipality	Geraldine Town
Unified School District	DeKalb County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$745.00 (+7.5%) Homeowner's exemption
2025	$693.00 (+5.16%) Homeowner's exemption	$18,480 (+4.76%) Land $160 Building $18,320	$184,700 (+4.76%) Land $1,500 Building $183,200
2023	$659.00 Homeowner's exemption	$17,640 (-)	$176,300 (-) Land $1,500 Building $174,800
2022	$659.00 Homeowner's exemption	$17,640 Land $160 Building $17,480	$176,300 Land $1,500 Building $174,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 75% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST ALABAMA WATER SEWER AND FPD serves 47,070 people · EPA ID AL0001422
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Farmers Telecommunications Cooperative Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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