298 Cypress Trail Dr, Ormond Beach, FL 32174 Property Records

Volusia County property record for 298 Cypress Trail Dr, Ormond Beach, FL 32174

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,928 sqft · built 2020
Lot Size	0.36 acres (15,692 sqft)
Owner	Individual Name on Record
Last Sale	$388,000 (Oct 2020)
Tax Bill	$9,114 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4229-18-00-0170`

Property Details

APN / Parcel Number

Primary APN	`4229-18-00-0170`
Alternative APNs	`29143218000170` `8007108.0` `8007108`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,928 sqft Living Area
Gross Area	3,561 sqft
1st Floor Area	2,928 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete Block/Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,692 sqft (0.36 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	633 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	200 sqft
Patio Area	896 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	8007108
Street Address	298 CYPRESS TRAIL DR
City	ORMOND BEACH
State	FL
Zip	32174-5980
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	29-14-32 LOT 17 CYPRESS TRAIL SUBDIVISION MB 60 PGS 143-146 PER OR 7768 PG 0390 PER OR 7920 PG 1761 PER OR 8856 PG 2944
Legal Range	32E
Legal Township	14S
Legal Section	29
Legal Subdivision	CYPRESS TRAIL SUBDIVISION MB
Legal Lot Number	17
Jurisdiction	VOLUSIA FL
Township / Civil Division	ORMOND BEACH
Census Block Group	2
Census Block	2018
Census Tract	80808

Owner

Source: Volusia County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	298 CYPRESS TRAIL DR, ORMOND BEACH, FL 32174-5980
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2022	Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK
Oct 1, 2020	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FBC MORTGAGE LLC
Nov 1, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2020 · Amount on Record
Deed Sale	Oct 1, 2020 · Amount on Record
Prior Sale	Sep 9, 2020 · Amount on Record
Deed Document Number	2020188017
Deed Book / Page	7920 / 1761
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	298 CYPRESS TRAIL DR, ORMOND BEACH, FL 32174-5980
Transaction Type	Mortgage
Record Updated	Jan 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	298 CYPRESS TRAIL DR, ORMOND BEACH, FL 32174-5980

Mortgage

Document Number	0083513218
Date	Dec 29, 2022
Book Page	8351/3218
Instrument	2022286281

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 19, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Oct 1, 2020
Property Address	298 CYPRESS TRAIL DR, ORMOND BEACH, FL 32174-5980
Document Number	0079201761
Book / Page	7920 / 1761
Map Reference	MB 60 PG 143-146
Instrument Date	Sep 29, 2020
Instrument	2020-188017
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 4, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,716.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10192 DOWDEN RD # 100, 10192, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	298 CYPRESS TRAIL DR, ORMOND BEACH, FL 32174-5980

Mortgage

Document Number	0079201762
Date	Oct 1, 2020
Instrument	7920/1762

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VOLUSIA FL
Recording Date	Nov 1, 2019
Property Address	298 CYPRESS TRAIL DR, ORMOND BEACH, FL 32174-5980
Document Number	0077680390
Book / Page	007768 / 000390
Instrument Date	Oct 17, 2019
Instrument	214744
Transaction Type	Transfer
Record Updated	Jan 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$4,252.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6200 LEE VISTA BLVD #400 ORLANDO FL 328225149, 400, ORLANDO, FL 32822-5149

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$523,998 (-5.93%) Land $62,000 Building $461,998	$523,998 (-5.93%) Land $62,000 Building $461,998
2025	$9,114.00 (+49.68%)	$557,014 (+34.34%) Land $62,000 Building $495,014	$557,014 (+18.49%) Land $62,000 Building $495,014
2023	$6,089.00 (+13.07%) Homeowner's exemption	$414,645 (+11.97%)	$470,083 (+26.94%) Land $50,000 Building $420,083
2022	$5,385.00 Homeowner's exemption	$370,307 Land $45,000 Building $325,307	$370,307 Land $45,000 Building $325,307

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORMOND BEACH serves 59,744 people · EPA ID FL3640963
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile, Wire 3.

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