287 Cypress Trail Dr, Ormond Beach, FL 32174 Property Records

Volusia County property record for 287 Cypress Trail Dr, Ormond Beach, FL 32174

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,928 sqft · built 2020
Owner	2 Individual Names on Record
Last Sale	$382,490 (Sep 2020)
Tax Bill	$5,712 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4229-18-00-0210`

Property Details

APN / Parcel Number

Primary APN	`4229-18-00-0210`
Alternative APNs	`8007112.0` `8007112`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,928 sqft Living Area
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	8007112.0
Street Address	287 CYPRESS TRAIL DR
City	ORMOND BEACH
State	FL
Zip	32174-5980
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	29-14-32 LOT 21 CYPRESS TRAIL SUBDIVISION MB 60 PGS 143-146 INC PER OR 7768 PG 0390 PER OR 7909 PG 2046
Legal Range	32E
Legal Township	14S
Legal Section	29
Legal Subdivision	CYPRESS TRAIL SUB
Legal Tract	18
Legal Lot Number	21
Jurisdiction	VOLUSIA FL
Township / Civil Division	ORMOND BEACH
Census Block Group	2
Census Block	2018
Census Tract	80808

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	287 CYPRESS TRAIL DR, ORMOND BEACH, FL 32174-5980
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Aug 12, 2022	Deed of Trust, Mortgage · VA Mortgage NATIONS LENDING CORP
Jan 7, 2022	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS
Sep 11, 2020	Grant Deed, Subdivision Related Transfer · VA Mortgage NATIONS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2020 · Amount on Record
Deed Sale	Sep 11, 2020 · Amount on Record
Prior Sale	Nov 1, 2019 · Amount on Record
Deed Document Number	2020-171722
Deed Book / Page	7909 / 2046
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	287 CYPRESS TRAIL DR, ORMOND BEACH, FL 32174-5980
Transaction Type	Mortgage
Record Updated	Nov 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 CYPRESS TRAIL DR, ORMOND BEACH, FL 32174-5980

Mortgage

Document Number	0087702445
Date	Oct 23, 2025
Book Page	8770/2445
Instrument	2025198842

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	287 CYPRESS TRAIL DR, ORMOND BEACH, FL 32174-5980
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 CYPRESS TRAIL DR, ORMOND BEACH, FL 32174-5980

Mortgage

Document Number	0082972406
Date	Aug 12, 2022
Book Page	8297/2406
Instrument	2022189712

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	287 CYPRESS TRAIL DR, ORMOND BEACH, FL 32174-5980
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 CYPRESS TRAIL DR, ORMOND BEACH, FL 32174-5980

Mortgage

Document Number	0081842553
Date	Jan 7, 2022
Book Page	8184/2553
Instrument	2022005744

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Sep 1, 2050

September 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	VOLUSIA FL
Recording Date	Sep 11, 2020
Property Address	287 CYPRESS TRAIL DR, ORMOND BEACH, FL 32174-5980
Document Number	0079092046
Book / Page	007909 / 002046
Instrument Date	Sep 8, 2020
Instrument	171722
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2020
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,677.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	287 CYPRESS TRAIL DR ORMOND BEACH FL 321745980, ORMOND BEACH, FL 32174-5980

Mortgage

Document Number	79092047
Date	Sep 11, 2020
Book Page	007909/002047
Instrument	171723

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2050

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,712.00 (+16.14%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$368,732 (+5.99%)	$517,386 (+17.42%) Land $55,000 Building $462,386
2023	$4,918.00 (+3.1%) Senior Citizen's exemption	$347,904 (+3%)	$440,616 (+18.87%) Land $52,000 Building $388,616
2022	$4,770.00 Senior Citizen's exemption	$337,771	$370,657 Land $44,000 Building $326,657

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORMOND BEACH serves 59,744 people · EPA ID FL3640963
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile, Wire 3.

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