298 Chatto Loop, Murphy, NC 28906 Property Records

Cherokee County property record for 298 Chatto Loop, Murphy, NC 28906 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2004
Square Footage1,056 sqft Heated Area
Lot Size158,123 sqft (3.63 acres)
Garage840 sqft
Last Sale$182,000 (2019)
Tax Bill$1,338.00 (2025)

Property Details

APN / Parcel Number

Primary APN453100627290000
Alternative APN
  • 50869

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,056 sqft Heated Area
Basement Area876 sqft Basement
Finished Basement876 sqft Finished
Primary FlooringWood Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Architectural StyleRanch Style
Exterior MaterialWood Siding Exterior
Roof ConstructionGable Roof Construction
Roof MaterialMetal Roof
Lot Area158,123 sqft (3.63 acres)
Lot Width463 ft Width
Parking Spaces3 Parking Spaces
Garage Area840 sqft Garage
Deck Area344 sqft Deck

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number50869
Street Address298 CHATTO LOOP
CityMURPHY
StateNC
Zip28906-4327
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 1 SEC 3 & LOTS 7 & 8 SEC 6 INDIAN ROCK SPRS
Legal Lot Number1-8
JurisdictionCHEROKEE NC
Minor Civil DivisionHOTHOUSE
Census Blockgroup1
Census Block1019
Census Tract930606

Owner

Source: Cherokee County records · APN 453100627290000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-owner2 Verified Secondary Owners
Mailing Address105 WESTMINSTER DR, TAVERNIER, FL 33070-2826
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 05, 2019Warranty Deed, Transfer · Conventional Mortgage
COMMONWEALTH BANK & TRUST CO
Sep 29, 2017Warranty Deed, Transfer · Conventional Mortgage
STATE FARM BANK FSB

Assessor's Deed Record

Deed Names4 Verified Names on Deed
Last SaleNov 05, 2019 · Amount on Record
Deed SaleNov 05, 2019 · Amount on Record
Prior SaleSep 29, 2017 · Amount on Record
Deed Doc Number05353
Deed Book / Page01628 / 0034
Record RefreshedJun 08, 2026

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateNov 05, 2019
Property Address298 CHATTO LOOP, MURPHY, NC 28906-4327
Document Number01628/0034
Book / Page01628 / 0034
Map ReferenceMB 887 PG 162
Instrument DateOct 23, 2019
Instrument05353
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$364.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address860 HOLLY RD, 860, MURPHY, NC 28906-4903

Transferred To (Grantee/Buyer)

NameVerified Name
Address201 CAMELOT DR, TAVERNIER, FL 33070-2805

Mortgage

Document Number0016280037
DateNov 05, 2019
Instrument01628/0037
Lender
NameCOMMONWEALTH BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2049

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateSep 29, 2017
Property Address298 CHATTO LOOP, MURPHY, NC 28906-4327
Document Number01570/0473
Book / Page01570 / 0473
Map ReferenceCAB H SL 462
Instrument DateSep 22, 2017
Instrument04408
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$290.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address1332 N N ST, 1332, LAKE WORTH, FL 33460-1950

Transferred To (Grantee/Buyer)

NameVerified Name
Address298 CHATTO LOOP, MURPHY, NC 28906-4327

Mortgage

Document Number0000004409
DateSep 29, 2017
Instrument04409
Lender
NameSTATE FARM BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2047

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,338.00$179,100 (-)$179,100 (-) Land $22,800 Building $156,300
2023$179,100$179,100 Land $22,800 Building $156,300

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