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221 Chatto Loop, Murphy, NC 28906 Property Records

Cherokee County property record for 221 Chatto Loop, Murphy, NC 28906 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1994
Square Footage988 sqft Heated Area
Lot Size32,234 sqft (0.739 acres)
Last Sale$275,000 (2025)
Tax Bill$736.00 (2025)

Property Details

APN / Parcel Number

Primary APN453100611635000
Alternative APN
  • 18811

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area988 sqft Heated Area
Gross Area1,580 sqft Gross Area
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Exterior MaterialWood Siding Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area32,234 sqft (0.739 acres)
Depth X Width346 ft x 284 ft Depth x Width
Deck Area272 sqft Deck
PorchOpen Porch
Porch Area320 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number18811
Street Address221 CHATTO LOOP
CityMURPHY
StateNC
Zip28906-4327
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 8B SEC 3 INDIAN ROCK SPRS 1199/418
Legal Lot Number8B
JurisdictionCHEROKEE NC
Minor Civil DivisionHOTHOUSE
Census Blockgroup1
Census Block1019
Census Tract930606

Owner

Source: Cherokee County records · APN 453100611635000

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address18416 STERLING SILVER CIR, LUTZ, FL 33549-5839
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 20, 2024Deed of Trust, Mortgage · Line of Credit
TRUIST BANK A NORTH CAROLIN
Sep 09, 2025Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE FINANCIAL GROUP INC
May 01, 2025Public Action, Foreclosure

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 09, 2025 · Amount on Record
Deed SaleSep 09, 2025 · Amount on Record
Prior SaleMay 01, 2025 · Amount on Record
Deed Doc Number4339
Deed Book / Page1785 / 852
Record RefreshedJun 08, 2026

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address221 CHATTO LOOP, MURPHY, NC 28906-4327
Transaction TypeMortgage
Record UpdatedJan 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 CHATTO LOOP, MURPHY, NC 28906-4327

Mortgage

Document Number01758/1405
DateJun 20, 2024
Book Page1758/1405
Instrument3016
Lender
NameTRUIST BANK A NORTH CAROLIN
AddressPO BOX 1290, WHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateSep 09, 2025
Property Address221 CHATTO LOOP, MURPHY, NC 28906-4327
Document Number001785/852
Book / Page1785 / 852
Instrument DateSep 08, 2025
Instrument4339
Transaction TypeTransfer
Record UpdatedJan 13, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$550.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18416 STERLING SILVER CIR, LUTZ, FL 33549-5839

Mortgage

Document Number0001785857
DateSep 09, 2025
Instrument1785/857
Lender
NameMORTGAGE FINANCIAL GROUP INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

May 2025: Public Action, Foreclosure

Document TypePublic Action
JurisdictionCHEROKEE NC
Recording DateMay 01, 2025
Property Address221 CHATTO LOOP, MURPHY, NC 28906-4327
Document Number001777/391
Book / Page1777 / 391
Instrument DateApr 23, 2025
Instrument1968
Transaction TypeForeclosure
Record UpdatedJan 13, 2026

Transaction

AmountAmount Recorded
Tax$560.00
Amount AccuracyRounded Values by County

Transferred From (Grantor/Seller)

NameVerified Name
Address488 TROUT LN, OLDSMAR, FL 34677-2557

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 CHATTO LOOP, MURPHY, NC 28906-4327

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$736.00$93,130 (-)$93,130 (-) Land $6,650 Building $86,480
2023$93,130$93,130 Land $6,650 Building $86,480

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