Middlesex County and Acton Town property record for 296 Central St, Acton, MA 01720
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 2,300 sqft · built 2017 |
| Lot Size | 0.125 acres (5,445 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $887,000 (Jun 2025) |
| Tax Bill | $13,830 (2025) |
| Deeds & Mortgages | Feb 2021 Refinance Jun 2025 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ACTO M:00F2A B:0057 L:0000 |
| Primary APN | ACTO M:00F2A B:0057 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,300 sqft Living Area |
| Gross Area | 3,650 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,445 sqft (0.125 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 296 CENTRAL ST |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-2444 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | VR |
| Legal Block | 57 |
| Jurisdiction | ACTON MA |
| Township / Civil Division | ACTON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 363201 |
Source: Middlesex County and Acton Town records · APN ACTO M:00F2A B:0057 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 296 CENTRAL ST, 296, ACTON, MA 01720-2444 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Feb 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance RADIUS FINANCIAL GROUP |
| Jun 27, 2025 | Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK |
| Oct 09, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Jun 23, 2025 | Condominium Deed, Transfer · Stand-Alone First Mortgage MIDDLESEX SAVINGS BANK |
| Nov 03, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage BAR HARBOR BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 23, 2025 · Amount on Record |
| Deed Sale | Jun 23, 2025 · Amount on Record |
| Prior Sale | Nov 03, 2017 · Amount on Record |
| Deed Book / Page | 84261 / 105 |
| Last Transfer Date | Aug 22, 2025 |
| Transfer Doc | 084715-194 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 296 CENTRAL ST, ACTON, MA 01720-2444 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 076971-326 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 76971/326 |
| Instrument | 34503 |
| Name | RADIUS FINANCIAL GROUP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 296 CENTRAL ST, ACTON, MA 01720-2444 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 084284-109 |
|---|---|
| Date | Jun 27, 2025 |
| Book Page | 84284/109 |
| Instrument | 73751 |
| Name | MIDDLESEX SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2055 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Oct 09, 2025 |
| Property Address | 296 CENTRAL ST, ACTON, MA 01720-2444 |
| Document Number | 084715-194 |
| Book / Page | 84715 / 194 |
| Instrument Date | Aug 22, 2025 |
| Instrument | 122520 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 296 CENTRAL ST # 296, 296, ACTON, MA 01720-2444 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Jun 23, 2025 |
| Property Address | 296 CENTRAL ST, ACTON, MA 01720-2444 |
| Document Number | 084261-105 |
| Book / Page | 84261 / 105 |
| Instrument Date | Jun 23, 2025 |
| Instrument | 71227 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 296 CENTRAL ST # 296, 296, ACTON, MA 01720-2444 |
| Document Number | 0000071228 |
|---|---|
| Date | Jun 23, 2025 |
| Instrument | 71228 |
| Name | MIDDLESEX SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Jul 01, 2030 |
| Max Rate At Change | 2.75% |
| Index | 3-Year CMT |
| Document Number | 084284-109 |
|---|---|
| Date | Jun 27, 2025 |
| Book Page | 84284/109 |
| Instrument | 73751 |
| Name | MIDDLESEX SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2055 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Nov 03, 2017 |
| Property Address | 296 CENTRAL ST, ACTON, MA 01720-2444 |
| Document Number | 70186-545 |
| Book / Page | 070186 / 000545 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 9779 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,822.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 296 CENTRAL ST #296 ACTON MA 017202444, 296, ACTON, MA 01720-2444 |
| Document Number | 70186-550 |
|---|---|
| Date | Nov 03, 2017 |
| Book Page | 070186/000550 |
| Instrument | 9780 |
| Name | BAR HARBOR BK&TR |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 02, 2047 |
| Rate | 3.63% |
|---|
Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,830.00 (+8.78%) | $806,400 (+5.73%) Building $806,400 | $836,570 |
| 2024 | $12,714.00 (+5.9%) | $762,700 (+11.55%) Building $762,700 | |
| 2023 | $12,006.00 | $683,700 Building $683,700 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1979–1982) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 1982 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 226 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ACTON WATER SUPPLY DISTRICT serves 21,285 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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