2979 E Ragusa St, Meridian, ID 83642 Property Records

Ada County property record for 2979 E Ragusa St, Meridian, ID 83642

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,459 sqft · built 2012
Lot Size	0.156 acres (6,795 sqft)
Owner	2 Individual Names on File
Last Sale	$606,434 (Jul 2026)
Tax Bill	$1,911 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R5680300510`

Property Details

APN / Parcel Number

Primary APN	`R5680300510`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,459 sqft Living Area
Gross Area	3,339 sqft
1st Floor Area	1,031 sqft
Upper Floors Area	1,428 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Bi-Level
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	6,795 sqft (0.156 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	131 sqft
Patio Area	97 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2979 E RAGUSA ST
City	MERIDIAN
State	ID
Zip	83642-8398
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LOT 05 BLK 04 MESSINA MEADOWS SUB NO 01
Legal Range	01E
Legal Township	03N
Legal Section	29
Legal Subdivision	MESSINA MEADOWS SUB NO 01
Legal Block	04
Legal Lot Number	05
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	3
Census Block	3005
Census Tract	10341

Owner

2979 E Ragusa St is owned and occupied by two individuals who bought it in July 2026.

Source: Ada County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2979 E RAGUSA ST, MERIDIAN, ID 83642-8398
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT MORTGAGE
May 4, 2026	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CREDIT UNION
Aug 3, 2020	Deed of Trust, Mortgage STATE CHARTERED CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2026 · Amount on File
Deed Sale	Jul 31, 2026 · Amount on File
Prior Sale	Mar 21, 2016 · Amount on File
Deed Document Number	202656900
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Jul 31, 2026
Property Address	2979 E RAGUSA ST, MERIDIAN, ID 83642-8398
Document Number	0000056900
Instrument Date	Jul 30, 2026
Instrument	202656900
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	VENTURE TITLE, VENTURE TITLE & ESCROW COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2979 E RAGUSA ST, MERIDIAN, ID 83642-8398

Mortgage

Document Number	0000056901,
Date	Jul 31, 2026
Instrument	202656901

Lender

Name	PARAMOUNT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Recording Date	May 4, 2026
Property Address	2979 E RAGUSA ST, MERIDIAN, ID 83642-8398
Document Number	0000031325
Instrument Date	Apr 28, 2026
Instrument	202631325
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2979 E RAGUSA ST, MERIDIAN, ID 83642-8398
Investor	Possibly a Property Investor

Mortgage

Document Number	0000031325,
Date	May 4, 2026
Instrument	202631325

Lender

Name	IDAHO CENTRAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.46%
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	2979 E RAGUSA ST, MERIDIAN, ID 83642-8398
Document Number	0000100635
Instrument Date	Aug 3, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	TITLEONE BOISE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2979 E RAGUSA ST MERIDIAN ID 836428398, MERIDIAN, ID 83642-8398

Mortgage

Document Number	0000100635
Date	Aug 7, 2020
Instrument	100635

Lender

Name	STATE CHARTERED CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 6, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 2979 E Ragusa St was $1,911 with a homeowner's exemption, down 8.4% from the year before.

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$559,200 (+1.82%)	$559,200 (+1.82%)
2025	$1,911.00 (-8.39%) Homeowner's exemption	$549,200	$549,200
2024	$2,086.00
2023		$503,600 Land $188,000 Building $315,600	$503,600 Land $188,000 Building $315,600
2022	$2,594.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2979 E Ragusa St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2979 E Ragusa St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Silver Star Communications Fiber	1,000 / 200
Sparklight Cable · Fiber in parts of the area	1,000 / 50
White Cloud Communications Fixed Wireless	200 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Anthem Broadband, Verizon.

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