2965 E Ragusa St, Meridian, ID 83642 Property Records

Ada County property record for 2965 E Ragusa St, Meridian, ID 83642

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,350 sqft · built 2018
Lot Size	0.196 acres (8,538 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (May 2020)
Tax Bill	$2,378 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R5680300520`

Property Details

APN / Parcel Number

Primary APN	`R5680300520`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,350 sqft Living Area
Gross Area	2,828 sqft
1st Floor Area	1,804 sqft
Upper Floors Area	546 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	8,538 sqft (0.196 acres)
Garage Type	Attached
Garage Area	478 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	21 sqft
Patio Area	85 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2965 E RAGUSA ST
City	MERIDIAN
State	ID
Zip	83642-8398
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LOT 06 BLK 04 MESSINA MEADOWS SUB NO 01
Legal Range	01E
Legal Township	03N
Legal Section	29
Legal Subdivision	MESSINA MEADOWS SUB NO 01
Legal Block	04
Legal Lot Number	06
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	3
Census Block	3005
Census Tract	10341

Owner

2965 E Ragusa St is owned and occupied by two individuals who bought it in May 2020.

Source: Ada County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2965 E RAGUSA ST, MERIDIAN, ID 83642-8398
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2020	Quit Claim Deed, Transfer IDAHO CTRL CU
May 17, 2019	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Apr 20, 2018	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2020 · Amount on File
Deed Sale	May 13, 2020 · Amount on File
Prior Sale	May 17, 2019 · Amount on File
Deed Document Number	202056183
Prior Transfer Date	May 8, 2020
Prior Transfer Doc	0000056183
Record Updated	Oct 29, 2026

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADA ID
Recording Date	May 13, 2020
Property Address	2965 E RAGUSA ST, MERIDIAN, ID 83642-8398
Document Number	0000056183
Instrument Date	May 8, 2020
Instrument	56183
Transaction Type	Transfer
Record Updated	May 21, 2020
Title Company	EMPIRE W TITLE AGENCY, EMPIRE TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2965 E RAGUSA ST MERIDIAN ID 836428398, MERIDIAN, ID 83642-8398

Mortgage

Document Number	56184
Date	May 13, 2020
Instrument	56184

Lender

Name	IDAHO CTRL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 12, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	May 17, 2019
Property Address	2965 E RAGUSA ST, MERIDIAN, ID 83642-8398
Document Number	0000041341
Map Reference	MB 97 PG 12176-12183
Instrument Date	May 16, 2019
Instrument	2019-041341
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	NEXTITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2965 E RAGUSA ST, MERIDIAN, ID 83642-8398

Mortgage

Document Number	0000041342
Date	May 17, 2019
Instrument	2019-041342

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Apr 20, 2018
Property Address	2965 E RAGUSA ST, MERIDIAN, ID 83642-8398
Document Number	0000035612
Instrument Date	Mar 2, 2018
Instrument	35612
Transaction Type	Transfer
Record Updated	May 1, 2018
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4677 N COOL RIVER AVE MERIDIAN ID 836465140, MERIDIAN, ID 83646-5140

Tax Assessment & Valuation

The 2025 property tax bill for 2965 E Ragusa St was $2,378 with a homeowner's exemption, down 8.6% from the year before.

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$661,200 (+1.3%)	$661,200 (+1.3%)
2025	$2,378.00 (-8.64%) Homeowner's exemption	$652,700	$652,700
2024	$2,603.00
2023		$604,500 Land $188,100 Building $416,400	$604,500 Land $188,100 Building $416,400
2022	$3,307.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2965 E Ragusa St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2965 E Ragusa St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Silver Star Communications Fiber	1,000 / 200
Sparklight Cable · Fiber in parts of the area	1,000 / 50
White Cloud Communications Fixed Wireless	200 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Anthem Broadband, Verizon.

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