2979 E 1250th St, Loraine, IL 62349 Property Records

Adams County property record for 2979 E 1250th St, Loraine, IL 62349

Property Summary

Property Type	Single Family Home
Lot Size	4.11 acres (179,032 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Sep 2020)
Tax Bill	$4,975 (2024)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`080000100300`

Property Details

APN / Parcel Number

Primary APN	`080000100300`

Exterior

Lot Area	179,032 sqft (4.11 acres)

Location & Zoning

Street Address	2979 E 1250TH ST
City	LORAINE
State	IL
Zip	62349-3015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE SEC 01 2N8W BEG 1339.12FT W 1041.76FT S OF NE COR SEC 01 W 815FT S 220.04FT E 815FT N 220.04FT
Legal Range	08W
Legal Township	02N
Legal Section	01
Jurisdiction	ADAMS IL
Township / Civil Division	LIMA
Census Block Group	2
Census Block	2013
Census Tract	10100

Owner

Source: Adams County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2979 E 1250TH ST, LORAINE, IL 62349-3015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Warranty Deed, Transfer · Conventional Mortgage LIBERTY BANK
Jan 4, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2020 · Amount on Record
Deed Sale	Sep 25, 2020 · Amount on Record
Deed Document Number	20209205
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IL
Recording Date	Sep 25, 2020
Property Address	2979 E 1250TH ST, LORAINE, IL 62349-3015
Document Number	2020R09205
Map Reference	DOC 2016R-09806
Instrument Date	Sep 18, 2020
Instrument	2020R-09205
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2979 E 1250TH ST, LORAINE, IL 62349-3015

Mortgage

Document Number	2020R09206
Date	Sep 25, 2020
Instrument	2020R-09206

Lender

Name	LIBERTY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IL
Recording Date	Jan 4, 2017
Property Address	2979 E 1250TH ST, LORAINE, IL 62349-3015
Document Number	2017R00097
Instrument Date	Jan 3, 2017
Instrument	2017R-00097
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2917 GENEVIEVE DR, 2917, QUINCY, IL 62305-7676

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2979 E 1250TH ST, LORAINE, IL 62349-3015

Mortgage

Document Number	2017R00098
Date	Jan 4, 2017
Instrument	2017R-00098

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.38%

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Adams County
County Subdivision	Lima Township
Unified School District	Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$83,710 (+21.99%) Land $10,590 Building $73,120	$251,130 (+21.99%) Land $31,770 Building $219,360
2024	$4,975.00 (+10.83%)
2022		$68,620 Land $8,690 Building $59,930	$205,860 Land $26,070 Building $179,790
2021	$4,489.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Adams Telsystems Fiber	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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