2898 E 1250th St, Loraine, IL 62349 Property Records

Adams County property record for 2898 E 1250th St, Loraine, IL 62349

Property Summary

Property Type	Single Family Home
Lot Size	5.02 acres (218,671 sqft)
Owner	Individual Name on Record
Last Sale	$239,900 (Aug 2020)
Tax Bill	$6,051 (2024)
Deeds & Mortgages	Jun 2017 Construction Loan Jun 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`080012100200`

Property Details

APN / Parcel Number

Primary APN	`080012100200`

Exterior

Lot Area	218,671 sqft (5.02 acres)

Location & Zoning

Street Address	2898 E 1250TH ST
City	LORAINE
State	IL
Zip	62349-3017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE SEC 12 2N8W BEG NE COR 696.79FT E 323.36FT S 662.28FT W 321.50FT N PT NE SEC 12
Legal Range	08W
Legal Township	02N
Legal Section	12
Jurisdiction	ADAMS IL
Township / Civil Division	LIMA
Census Block Group	2
Census Block	2034
Census Tract	10100

Owner

Source: Adams County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2898 E 1250TH ST, LORAINE, IL 62349-3017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2017	Deed of Trust, Mortgage · Construction Mortgage STATE STREET BANK & TRUST CO
Jun 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY BANK NA
Jan 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage STATE STREET BANK & TRUST CO
Aug 19, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE STREET BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2020 · Amount on Record
Deed Sale	Aug 19, 2020 · Amount on Record
Deed Document Number	20207504
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IL
Property Address	2898 E 1250TH ST, LORAINE, IL 62349-3017
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R04567
Date	Jun 6, 2017
Instrument	2017R-04567

Lender

Name	STATE STREET BANK & TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IL
Property Address	2898 E 1250TH ST, LORAINE, IL 62349-3017
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R03439
Date	Jun 7, 2019
Instrument	2019R-03439

Lender

Name	ACADEMY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IL
Property Address	2898 E 1250TH ST, LORAINE, IL 62349-3017
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R00536
Date	Jan 23, 2018
Instrument	2018R-00536

Lender

Name	STATE STREET BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IL
Recording Date	Aug 19, 2020
Property Address	2898 E 1250TH ST, LORAINE, IL 62349-3017
Document Number	2020R07504
Instrument Date	Aug 13, 2020
Instrument	2020R-07504
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2898 E 1250TH ST, LORAINE, IL 62349-3017

Mortgage

Document Number	2020R07505
Date	Aug 19, 2020
Instrument	2020R-07505

Lender

Name	STATE STREET BANK & TRUST CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Adams County
County Subdivision	Lima Township
Unified School District	Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$100,420 (+22.02%) Land $14,250 Building $86,170	$301,260 (+22.02%) Land $42,750 Building $258,510
2024	$6,051.00 (+10.56%)
2022		$82,300 Land $11,670 Building $70,630	$246,900 Land $35,010 Building $211,890
2021	$5,473.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Adams Telsystems Fiber	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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