2978 Shady Ln, Ann Arbor, MI 48104 Property Records

Washtenaw County property record for 2978 Shady Ln, Ann Arbor, MI 48104

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1950
Lot Size	0.142 acres (6,186 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (May 2026)
Tax Bill	$6,385 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Nov 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-12-03-309-027`

Property Details

APN / Parcel Number

Primary APN	`09-12-03-309-027`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	864 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Lot Area	6,186 sqft (0.142 acres)
Lot Dimensions	94 ft deep x 66 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2978 SHADY LN
City	ANN ARBOR
State	MI
Zip	48104-6904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1D
Legal Description	LOT 7 WALDEN WOODS SUBDIVISION
Legal Range	06E
Legal Township	03S
Legal Section	03
Legal Subdivision	WALDEN WOODS SUBDIVISION
Legal Block	309
Legal Lot Number	7
Jurisdiction	WASHTENAW MI
Township / Civil Division	ANN ARBOR
Census Block Group	1
Census Block	1009
Census Tract	405100

Owner

Source: Washtenaw County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2978 SHADY LN, ANN ARBOR, MI 48104-6904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMIERCA NA
Nov 22, 2019	Warranty Deed, Transfer NOT AVAILABLE
Jun 23, 2017	Warranty Deed, Transfer · FHA Mortgage HOWARD HANNA MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2026 · Amount on Record
Deed Sale	May 6, 2026 · Amount on Record
Prior Sale	Nov 22, 2019 · Amount on Record
Deed Document Number	20266795021
Deed Book / Page	5628 / 26
Prior Transfer Date	Apr 11, 2017
Prior Transfer Doc	0006368989
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHTENAW MI
Recording Date	May 6, 2026
Property Address	2978 SHADY LN, ANN ARBOR, MI 48104-6904
Document Number	0006795021
Book / Page	5628 / 26
Instrument Date	May 4, 2026
Instrument	2026.6795021
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181,800.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2978 SHADY LN, ANN ARBOR, MI 48104-6904

Mortgage

Document Number	0006795022,
Date	May 6, 2026
Instrument	2026.6795022

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHTENAW MI
Recording Date	Nov 22, 2019
Property Address	2978 SHADY LN, ANN ARBOR, MI 48104-6904
Document Number	0006497241
Book / Page	005330 / 000507
Instrument Date	Nov 18, 2019
Instrument	6497241
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$220.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1230 NAPLES CT ANN ARBOR MI 481035315, ANN ARBOR, MI 48103-5315

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHTENAW MI
Recording Date	Jun 23, 2017
Property Address	2978 SHADY LN, ANN ARBOR, MI 48104-6904
Document Number	0006378670
Book / Page	5211 / 985
Map Reference	LB10 PG50
Instrument Date	Jun 9, 2017
Instrument	6378670
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,333.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2978 SHADY LN, 2978, ANN ARBOR, MI 48104-6904

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3523 PHEASANT RUN CIR APT 2, 2, ANN ARBOR, MI 48108-2480

Mortgage

Document Number	0006378671
Date	Jun 23, 2017
Instrument	6378671

Lender

Name	HOWARD HANNA MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Ann Arbor City
County	Washtenaw County
Unified School District	Ann Arbor Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,600 (+3.07%)	$215,200 (+3.07%)
2025	$6,385.00	$104,400	$208,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANN ARBOR serves 123,851 people · EPA ID MI0000220
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber.

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